106 E Main St, Princeton, KY 42445 Property Records

Caldwell County property record for 106 E Main St, Princeton, KY 42445

Property Summary

Property Type	Commercial
Details	3,880 sqft
Lot Size	0.076 acres (3,344 sqft)
Owner	Individual on Record
Last Sale	$35,000 (Sep 2017)
Tax Bill	$584 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`137684-001`

Property Details

APN / Parcel Number

Primary APN	`137684-001`
Alternative APNs	`10088001` `P5-49-3`

Interior

Stories	2 Stories
Building Area	3,880 sqft Total Area

Exterior

Exterior Material	Brick
Roof Material	Tar & Gravel
Lot Area	3,344 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	106 E MAIN ST
City	PRINCETON
State	KY
Zip	42445-1646
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG & LOT 106 EAST MAIN STREET
Legal Lot Number	106
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3012
Census Tract	920301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Princeton Downtown Commercial District listed 1988 · 43 contributing resources · NRIS 88001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Caldwell County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	SUITE 900, LEXINGTON, KY 40507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANTERS BANK
Apr 17, 2026	Deed of Trust, Mortgage · Construction Mortgage WILSON STATE BANK
May 4, 2020	Deed, Transfer
Sep 15, 2017	Deed, Transfer
Oct 6, 2005	Deed, Transfer · Line of Credit FARMERS BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Book / Page	316 / 87
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	106 E MAIN ST, PRINCETON, KY 42445-1646
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M353/245
Date	Feb 25, 2020
Book Page	M353/245

Lender

Name	PLANTERS BANK
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 2, 2020

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Recording Date	Apr 17, 2026
Property Address	106 E MAIN ST, PRINCETON, KY 42445-1646
Document Number	0000460100
Book / Page	422 / 538
Instrument Date	Apr 16, 2026
Instrument	2026460100
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000460100,
Date	Apr 17, 2026
Book Page	422/538
Instrument	2026460100

Lender

Name	WILSON STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Oct 16, 2028

Interest

Rate	6.22%
Max Rate	-1%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	May 4, 2020
Property Address	106 E MAIN ST, PRINCETON, KY 42445-1646
Document Number	00D329/290
Book / Page	D329 / 290
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 287, PRINCETON, KY 42445-0287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 287, PRINCETON, KY 42445-0287

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Sep 15, 2017
Property Address	106 E MAIN ST, PRINCETON, KY 42445-1646
Document Number	000316/087
Book / Page	316 / 087
Instrument Date	Aug 21, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 W MAIN ST, PRINCETON, KY 42445-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	65 JAKE HOLLOW RD, PRINCETON, KY 42445-5854

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Oct 6, 2005
Property Address	106 E MAIN ST, PRINCETON, KY 42445-1646
Document Number	000255/268
Book / Page	255 / 268
Instrument Date	Sep 28, 2005
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21196 FRENCH PRAIRIE RD NE, SAINT PAUL, OR 97137-9722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	704 W MAIN ST, PRINCETON, KY 42445-1336

Mortgage

Document Number	0000222610
Date	Oct 6, 2005
Instrument	222/610

Lender

Name	FARMERS BANK AND TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2015

Interest

Type Change Date	Jul 1, 2007

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Princeton City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (-1.35%)	$60,000 (-)	$60,000 (-)
2023	$592.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Princeton Electric, Verizon.

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