108 E Klug Ave, Norfolk, NE 68701 Property Records

Madison County property record for 108 E Klug Ave, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,390 sqft · built 1962
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Apr 2004)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590077007`

Property Details

APN / Parcel Number

Primary APN	`590077007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	169 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Patio Area	130 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	108 E KLUG AVE
City	NORFOLK
State	NE
Zip	68701-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	KLUGS ADDITION W 62 FT E 64.75 FT N 169 FT LOT 1, BLK 1; MAP NUMBER: 1501-00-0-61325-001-0003
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	KLUGS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3024
Census Tract	960600

Owner

Source: Madison County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 E KLUG AVE, NORFOLK, NE 68701-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit ELKHORN VALLEY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2004 · Amount on Record
Deed Sale	Apr 15, 2004 · Amount on Record
Deed Book / Page	2001 / 7519
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	108 E KLUG AVE, NORFOLK, NE 68701-4212
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	STEWART TITLE, STEWART TITLE NORFOLK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1708
Date	Apr 13, 2022
Book Page	2022/1708

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	JUNCTION CITY, KS 66441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	108 E KLUG AVE, NORFOLK, NE 68701-4212
Transaction Type	Mortgage
Record Updated	Jul 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2465
Date	Jun 26, 2019
Book Page	2019/2465

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	JUNCTION CITY, KS 66441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	108 E KLUG AVE, NORFOLK, NE 68701-4212
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0020173999
Date	Sep 5, 2017
Book Page	2017/3999

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank
Address	NORFOLK, NE 68702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 (-26.27%)	$219,002 (+16.73%) Land $10,478 Building $208,524	$219,002 (+16.73%) Land $10,478 Building $208,524
2023	$3,468.00	$187,614 Land $10,478 Building $177,136	$187,614 Land $10,478 Building $177,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Pierce Telephone.

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