Madison County property record for 105 E Klug Ave, Norfolk, NE 68701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,482 sqft · built 1911 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Oct 2024) |
| Tax Bill | $1,845 (2025) |
| Deeds & Mortgages | Mar 2007 Mortgage May 2006 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590077228 |
| Primary APN | 590077228 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Attic | Attic |
| Attic Area | 448 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | Deck Area |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 105 E KLUG AVE |
|---|---|
| City | NORFOLK |
| State | NE |
| Zip | 68701-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | KLUGS ADDITION LOTS 1 & 2, BLK 2; MAP NUMBER: 1501-00-0-61325-002-0001 |
| Legal Range | 01 |
| Legal Township | 24 |
| Legal Section | 00 |
| Legal Subdivision | KLUGS ADD |
| Legal Block | 2 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MADISON NE |
| Township / Civil Division | NORFOLK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 960600 |
Source: Madison County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2007 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| May 1, 2006 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Dec 4, 2007 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE EXPRESS INC |
| Oct 20, 2008 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE EXPRESS INC |
| Oct 25, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CHARTER WEST BANK |
| Nov 26, 2012 | Special Warranty Deed, Transfer · Conventional Mortgage ELKHORN VALLEY BANK & TRUST |
| Aug 20, 2012 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Deed Document Number | 20243757 |
| Deed Book / Page | 2024 / 3757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | NORTHWEST AR TITLE, NORTHEAST NEBR TITLE |
| Name | Verified Name |
|---|
| Document Number | 200703/1174 |
|---|---|
| Date | Mar 20, 2007 |
| Book Page | 2007-03/1174 |
| Instrument | 2007-03-1174 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | NORFOLK, NE 68701 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 21, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | NE NE TITLE AND ESCROW, NE NEB TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 200605/0268 |
|---|---|
| Date | May 1, 2006 |
| Book Page | 2006-05/0268 |
| Instrument | 2006-05-0268 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | NORFOLK, NE 68701 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 5, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200712/0175 |
|---|---|
| Date | Dec 4, 2007 |
| Book Page | 2007-12/0175 |
| Instrument | 2007-12-0175 |
| Name | MORTGAGE EXPRESS INC |
|---|---|
| Type | Subprime Lender |
| Address | LA VISTA, NE 68128 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | RES TITLE, RELS TITLE |
| Name | Verified Name |
|---|
| Document Number | 200810/0933 |
|---|---|
| Date | Oct 20, 2008 |
| Book Page | 2008-10/0933 |
| Instrument | 2008-10-0933 |
| Name | MORTGAGE EXPRESS INC |
|---|---|
| Type | Subprime Lender |
| Address | LA VISTA, NE 68128 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Oct 25, 2024 |
| Property Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Document Number | 02024/3757 |
| Book / Page | 2024 / 3757 |
| Instrument Date | Oct 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020243759 |
|---|---|
| Date | Oct 25, 2024 |
| Instrument | 2024/3759 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 02024/3758 |
|---|---|
| Date | Oct 25, 2024 |
| Book Page | 2024/3758 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Nov 26, 2012 |
| Property Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Document Number | 201211/1513 |
| Book / Page | 2012-11 / 1513 |
| Instrument Date | Nov 13, 2012 |
| Instrument | 2012-11-1513 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 E KING AVE |
| Document Number | 2012111515 |
|---|---|
| Date | Nov 26, 2012 |
| Instrument | 2012-11-1515 |
| Name | ELKHORN VALLEY BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2042 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Aug 20, 2012 |
| Property Address | 105 E KLUG AVE, NORFOLK, NE 68701-4211 |
| Document Number | 201208/1342 |
| Book / Page | 2012-08 / 1342 |
| Instrument Date | May 26, 2011 |
| Instrument | 2012-08-1342 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Madison County |
| Municipality | Norfolk City |
| Unified School District | Norfolk Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,845.00 (+10.22%) | $158,071 (+17.61%) Land $17,127 Building $140,944 | $158,071 (+17.61%) Land $17,127 Building $140,944 |
| 2024 | $1,674.00 (-25.67%) | $134,404 (+10.31%) Land $17,127 Building $117,277 | $134,404 (+10.31%) Land $17,127 Building $117,277 |
| 2023 | $2,252.00 | $121,839 Land $17,127 Building $104,712 | $121,839 Land $17,127 Building $104,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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