108 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 108 E 7th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,664 sqft · built 1850
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (May 2021)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-02-08`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-02-08`
Alternative APNs	`120012805600020080000000` `1585`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	832 sqft
Upper Floors Area	350 sqft
Attic	Attic
Attic Area	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Slab
Porch Area	239 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1585
Street Address	108 E 7TH ST
City	OSWEGO
State	NY
Zip	13126-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2001
Census Tract	21604

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4667 WETZEL RD, LIVERPOOL, NY 13090-2518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 10, 2021	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
Apr 6, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20215319
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	108 E 7TH ST, OSWEGO, NY 13126-2734
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 7TH ST, OSWEGO, NY 13126-2734

Mortgage

Document Number	0000003413
Date	Apr 26, 2024
Instrument	R-2024-003413

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	May 10, 2021
Property Address	108 E 7TH ST, OSWEGO, NY 13126-2734
Document Number	0000005319
Instrument Date	Apr 9, 2021
Instrument	R-2021-005319
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 TALLMAN ST, 131, OSWEGO, NY 13126-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4667 WETZEL RD, LIVERPOOL, NY 13090-2518

Mortgage

Document Number	0000005320
Date	May 10, 2021
Instrument	R-2021-005320

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 30, 2019
Property Address	108 E 7TH ST, OSWEGO, NY 13126-2734
Document Number	0000003500
Instrument Date	Apr 30, 2019
Instrument	R-2019-003500
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2167 STATE ROUTE 48, 2167, FULTON, NY 13069-4132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 7TH ST, OSWEGO, NY 13126-2734

Mortgage

Document Number	0000003501
Date	Apr 30, 2019
Instrument	R-2019-003501

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 6, 2017
Property Address	108 E 7TH ST, OSWEGO, NY 13126-2734
Document Number	0000003083
Instrument Date	Mar 28, 2017
Instrument	3083
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2167 STATE ROUTE 48 FULTON NY 130694132, FULTON, NY 13069-4132

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00	$127,000 (+27%) Land $17,000 Building $110,000	$127,000 (+5.41%) Land $17,000 Building $110,000
2023		$100,000 Land $9,900 Building $90,100	$120,482 Land $11,928 Building $108,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures