Oswego County and Oswego City property record for 103 E 7th St, Oswego, NY 13126
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,438 sqft · built 1930 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,000 (May 2025) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | May 2023 Transfer Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.57-01-34 |
| Primary APN | 351200 128.57-01-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,438 sqft Total Area |
| 1st Floor Area | 1,314 sqft |
| 2nd Floor Area | 1,124 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 496 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1431 M |
|---|---|
| Street Address | 103 E 7TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2733 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TN1 |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21604 |
Source: Oswego County and Oswego City records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 ODAK FARM RD, RED HOOK, NY 12571-4025 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 5, 2019 | Deed of Trust, Mortgage PATHFINDER BK |
| Mar 30, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on Record |
| Deed Sale | May 27, 2025 · Amount on Record |
| Prior Sale | Jan 26, 2005 · Amount on Record |
| Deed Document Number | 2025R2025004017 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 11, 2023 |
| Property Address | 103 E 7TH ST, OSWEGO, NY 13126-2733 |
| Document Number | 0000003902 |
| Instrument Date | May 8, 2023 |
| Instrument | R-2023-003902 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 SHERMAN RD, FULTON, NY 13069-4510 |
| Name | Verified Name |
|---|---|
| Address | 97 E SENECA ST, OSWEGO, NY 13126-1127 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 103 E 7TH ST, OSWEGO, NY 13126-2733 |
| Document Number | 0000001124 |
| Instrument Date | Feb 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 52 SHERMAN RD FULTON NY 130694510, FULTON, NY 13069-4510 |
| Document Number | 0000001124 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 1124 |
| Name | PATHFINDER BK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.55% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Mar 30, 2017 |
| Property Address | 103 E 7TH ST, OSWEGO, NY 13126-2733 |
| Document Number | 0000002868 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2868 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,776.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 52 SHERMAN RD FULTON NY 130694510, FULTON, NY 13069-4510 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,081.00 | $111,000 (+79.03%) Land $18,600 Building $92,400 | $111,000 (+48.6%) Land $18,600 Building $92,400 |
| 2023 | $62,000 Land $12,000 Building $50,000 | $74,699 Land $14,458 Building $60,241 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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