108 E 10th St, Lamoni, IA 50140 Property Records

Decatur County property record for 108 E 10th St, Lamoni, IA 50140

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,212 sqft · built 1925
Lot Size0.444 acres (19,367 sqft)
OwnerIndividual Name on Record
Last Sale$12,500 (Jan 2015)
Tax Bill$1,182 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN1302375006

Property Details

APN / Parcel Number

Primary APN1302375006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,212 sqft Living Area
Basement Area1,044 sqft
Unfinished Basement1,044 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood
Lot Area19,367 sqft (0.444 acres)

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address108 E 10TH ST
CityLAMONI
StateIA
Zip50140-1127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTRAL ADDN. W 85' LOT 12, BLK 1
Legal SubdivisionCENTRAL ADDITION
Legal Block1
Legal Lot Number12
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group2
Census Block2009
Census Tract960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 E 10TH ST, LAMONI, IA 50140-1127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Deed of Trust, Mortgage · Line of Credit
BTC BANK
Mar 8, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2015 · Amount on Record
Deed SaleJan 7, 2015 · Amount on Record
Deed Document Number201521
Deed Book / Page2015 / 21
Last Transfer DateFeb 27, 2019
Transfer Doc002019/252
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDECATUR IA
Property Address108 E 10TH ST, LAMONI, IA 50140-1127
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E 10TH ST, LAMONI, IA 50140-1127

Mortgage

Document Number0020240026
DateJan 4, 2024
Instrument2024-0026
Lender
NameBTC BANK
TypeBank
AddressLAMONI, IA 50140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDECATUR IA
Recording DateMar 8, 2019
Property Address108 E 10TH ST, LAMONI, IA 50140-1127
Document Number2019/252
Book / Page2019 / 252
Instrument DateFeb 27, 2019
Instrument2019-0252
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E 10TH ST, LAMONI, IA 50140-1127

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,182.00 Homeowner's exemption$68,220 (-) Land $17,900 Building $50,320$68,220 (-) Land $17,900 Building $50,320
2025$1,182.00 (+26.01%)$68,220 (+36.91%) Land $17,900 Building $50,320$68,220 (+36.91%) Land $17,900 Building $50,320
2024$938.00 (+2.85%)
2023$49,830 Land $11,190 Building $38,640$49,830 Land $11,190 Building $38,640
2021$912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

Nearby Properties on E 10th St

Nearby Streets

Search Property Records by Address or Parcel Number