108 Downing St, Clinton, MS 39056 Property Records

Hinds County property record for 108 Downing St, Clinton, MS 39056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,914 sqft · built 1985
Lot Size	0.318 acres (13,832 sqft)
Owner	Individual Name on File
Last Sale	$121,400 (Sep 2017)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2862-0175-865`

Property Details

APN / Parcel Number

Primary APN	`2862-0175-865`
Alternative APN	`081020000001018200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area
1st Floor Area	864 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	13,832 sqft (0.318 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 DOWNING ST
City	CLINTON
State	MS
Zip	39056-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 MEADOW OAKS HILL PT 2 CITY OF CLINTON
Legal Subdivision	MEADOW OAKS HILL PT 2
Legal Lot Number	65
Jurisdiction	HINDS MS
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	10305

Owner

108 Downing St is owned and occupied by an individual who bought it in September 2017.

Source: Hinds County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	108 DOWNING ST, CLINTON, MS 39056-4535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Mar 17, 2014
Deed Document Number	20171588746
Deed Book / Page	7209 / 5117
Prior Transfer Date	Dec 13, 2010
Prior Transfer Doc	0071117248
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	108 DOWNING ST, CLINTON, MS 39056-4535
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DOWNING ST, CLINTON, MS 39056-4535

Mortgage

Document Number	0072643141
Date	Apr 20, 2021
Book Page	7264/3141
Instrument	1749299

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HINDS MS
Recording Date	Aug 25, 2017
Property Address	108 DOWNING ST, CLINTON, MS 39056-4535
Document Number	0072095117
Book / Page	007209 / 005117
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 108 Downing St was $1,493 with a homeowner's exemption, up 6% from the year before.

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Municipality	Clinton City
Unified School District	Clinton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+5.96%) Homeowner's exemption	$11,610 (+4.28%) Land $2,000 Building $9,610	$116,100 (+4.28%) Land $20,000 Building $96,100
2024	$1,409.00 (+1.22%)	$11,134 (-) Land $2,000 Building $9,134	$111,340 (-) Land $20,000 Building $91,340
2023	$1,392.00 (-17.73%) Homeowner's exemption	$11,134 (-) Land $2,000 Building $9,134	$111,340 (-) Land $20,000 Building $91,340
2022	$1,692.00 Homeowner's exemption	$11,134 Land $2,000 Building $9,134	$111,340 Land $20,000 Building $91,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Downing St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1982–2019)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Oct 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Downing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON-MADDOX RD. serves 28,098 people · EPA ID MS0250012
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2025 Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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