Scott County property record for 108 Dawning Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jul 2026) |
| Tax Bill | $2,078 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2024 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-088.000 |
| Primary APN | 192-10-088.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 DAWNING CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY RIDGE |
| Legal Subdivision | HARMONY RIDGE |
| Legal Phase | 1C |
| Legal Lot Number | 113 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40205 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 WATER MARQ PATH, 1040, GEORGETOWN, KY 40324-8315 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 4, 2015 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WELLS FARGO BANK NA |
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 28, 2026 | Deed, Construction Loan · Construction Mortgage OAKLAND REAL ESTATE LLC |
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 16, 2009 | Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Mar 23, 2006 | Deed, Subdivision Related Transfer · Conventional Mortgage CTX MORTGAGE CO LLC |
| Jan 10, 2006 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Jan 28, 2026 · Amount on Record |
| Deed Document Number | 2026594052 |
| Deed Book / Page | 467 / 233 |
| Prior Transfer Date | Jan 5, 2006 |
| Prior Transfer Doc | D297/775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 13, 2026 |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Document Number | 0000594052 |
| Book / Page | 467 / 233 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026594052 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,290.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000594056, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026594056 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN T&E COM |
| Name | Verified Name |
|---|---|
| Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Document Number | 0M1802/825 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | M1802/825 |
| Instrument | 511807 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M1233/686 |
|---|---|
| Date | Jun 4, 2015 |
| Book Page | M1233/686 |
| Instrument | 335759 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | 00M1591/87 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | M1591/87 |
| Instrument | 431055 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 28, 2026 |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Document Number | 00D463/614 |
| Book / Page | D463 / 614 |
| Map Reference | CAB 8 SL 368 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 570969 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Name | Verified Name |
|---|---|
| Address | 4101 TATES CREEK CENTRE DR STE 150, 150, LEXINGTON, KY 40517-3096 |
| Document Number | 0000570970 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 570970 |
| Name | OAKLAND REAL ESTATE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 23, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | NOT AVAILABLE, FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | M1591/87 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | M1591/87 |
| Instrument | 431055 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 16, 2009 |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Document Number | 00D324/177 |
| Book / Page | D324 / 177 |
| Map Reference | CAB8 PG368 |
| Instrument Date | Mar 25, 2009 |
| Instrument | 180398 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3620 HUMPHREY LN, LEXINGTON, KY 40502-3621 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Investor | Possibly a Property Investor |
| Document Number | 000M939796 |
|---|---|
| Date | Apr 16, 2009 |
| Instrument | M939/796 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 23, 2006 |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Document Number | 00D299/608 |
| Book / Page | D299 / 608 |
| Map Reference | CAB8 SL368 |
| Instrument Date | Mar 17, 2006 |
| Instrument | 140308 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1795 ALYSHEBA WAY STE 1103, 1103, LEXINGTON, KY 40509-2282 |
| Name | Verified Name |
|---|---|
| Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Investor | Possibly a Property Investor |
| Document Number | 00M775/223 |
|---|---|
| Date | Mar 23, 2006 |
| Book Page | M775/223 |
| Instrument | 140309 |
| Name | CTX MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 10, 2006 |
| Property Address | 108 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Document Number | 00D297/775 |
| Book / Page | D297 / 775 |
| Map Reference | CAB8 SL368 |
| Instrument Date | Jan 5, 2006 |
| Instrument | 137756 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1795 ALYSHEBA WAY STE 1103, 1103, LEXINGTON, KY 40509-2282 |
| Name | Verified Name |
|---|---|
| Address | 1795 ALYSHEBA WAY, LEXINGTON, KY 40509-2280 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,400 (-) | $233,400 (-) | |
| 2025 | $2,078.00 (+4.84%) | $233,400 (+6.72%) | $233,400 (+6.72%) |
| 2023 | $1,982.00 (+19.9%) | $218,700 (+14.74%) Land $33,000 Building $185,700 | $218,700 (+14.74%) Land $33,000 Building $185,700 |
| 2022 | $1,653.00 | $190,600 Land $33,000 Building $157,600 | $190,600 Land $33,000 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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