Scott County property record for 106 Dawning Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,500 (Feb 2013) |
| Tax Bill | $2,321 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-086.000 |
| Primary APN | 192-10-086.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 DAWNING CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY RIDGE |
| Legal Subdivision | HARMONY RIDGE |
| Legal Phase | 1C |
| Legal Lot Number | 114 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40205 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| May 19, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jan 8, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jan 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2013 · Amount on Record |
| Deed Sale | Feb 21, 2013 · Amount on Record |
| Prior Sale | Jun 7, 2012 · Amount on Record |
| Deed Document Number | 2013293786 |
| Deed Book / Page | 349 / 811 |
| Prior Transfer Date | Nov 1, 2005 |
| Prior Transfer Doc | D296/264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Document Number | 0M1862/310 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | M1862/310 |
| Instrument | 558463 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1689/772 |
|---|---|
| Date | May 19, 2022 |
| Book Page | M1689/772 |
| Instrument | 454571 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1541/742 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | M1541/742 |
| Instrument | 421731 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | M1483/605 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | M1483/605 |
| Instrument | 410428 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 DAWNING CT, GEORGETOWN, KY 40324-9698 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1425/438 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | M1425/438 |
| Instrument | 395715 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,600 (-) | $260,600 (-) | |
| 2025 | $2,321.00 (+31.8%) | $260,600 (+34.12%) | $260,600 (+34.12%) |
| 2023 | $1,761.00 (+16.16%) | $194,300 (+11.16%) Land $33,000 Building $161,300 | $194,300 (+11.16%) Land $33,000 Building $161,300 |
| 2022 | $1,516.00 | $174,800 Land $33,000 Building $141,800 | $174,800 Land $33,000 Building $141,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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