108 Cummer Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 108 Cummer Way, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2010
Square Footage	2,416 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$474,900 (2022)
Tax Bill	$5,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026483-0330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,416 sqft Living Area
Gross Area	3,009 sqft Gross Area
1st Floor	2,070 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	404 sqft Garage
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	108 CUMMER WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-8933
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	62/25-35 SANDY CREEK PHASE 1 LOT 33 OR5687/1839 & 6036/324(Q/C)
Legal Range	28E
Legal Township	05S
Legal Section	21
Legal Subdivision	SANDY CREEK PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2050
Census Tract	20904

Owner

Source: St. Johns County records · APN 026483-0330

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	108 CUMMER WAY, SAINT AUGUSTINE, FL 32095-8933
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Doc Number	2022116514
Deed Book / Page	5687 / 1839
Last Transfer Date	Sep 24, 2024
Transfer Doc	0060360324
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 30, 2022
Property Address	108 CUMMER WAY, SAINT AUGUSTINE, FL 32095-8933
Document Number	0056871839
Book / Page	5687 / 1839
Map Reference	MB 62 PG 25-35
Instrument Date	Dec 22, 2022
Instrument	2022116514
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,324.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	367 COUNTY ROAD 335, BUNNELL, FL 32110-6852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CUMMER WAY, ST AUGUSTINE, FL 32095-8933

Mortgage

Document Number	0056871841
Date	Dec 30, 2022
Instrument	5687/1841

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,310 (-8.23%) Land $100,000 Building $275,310	$375,310 (-8.23%) Land $100,000 Building $275,310
2025	$5,186.00 (+11.77%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$408,990 (+1.61%)	$408,990 (+1.61%) Land $100,000 Building $308,990
2024	$4,640.00 (-13.48%)
2023	$5,363.00 (+86.73%)	$402,524 (+64.11%)	$402,524 (+7.4%) Land $100,000 Building $302,524
2022	$2,872.00 Homeowner's exemption	$245,276	$374,799 Land $84,000 Building $290,799

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 847 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.