St. Johns County property record for 105 Cummer Way, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,031 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $391,500 (2021) |
| Tax Bill | $4,873.00 (2025) |
| Primary APN | 026483-0810 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,031 sqft Living Area |
| Gross Area | 2,470 sqft Gross Area |
| 1st Floor | 2,031 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 439 sqft Garage |
| Porch Area | 138 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 105 CUMMER WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8934 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 62/25-35 SANDY CREEK PHASE 1 LOT 81 OR5266/1208 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2077 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 026483-0810
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 CUMMER WAY, SAINT AUGUSTINE, FL 32095-8934 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Dec 24, 2014 · Amount on Record |
| Deed Doc Number | 202155133 |
| Deed Book / Page | 5266 / 1208 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 CUMMER WAY, SAINT AUGUSTINE, FL 32095-8934 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 CUMMER WAY, SAINT AUGUSTINE, FL 32095-8934 |
| Investor | Possibly a Property Investor |
| Document Number | 0057760308 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 5776/308 |
| Instrument | 2023046731 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 17, 2021 |
| Property Address | 105 CUMMER WAY, SAINT AUGUSTINE, FL 32095-8934 |
| Document Number | 0052661208 |
| Book / Page | 5266 / 1208 |
| Map Reference | MB 62 PG 25-35 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021055133 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,740.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 SAPPHIRE LN, ST AUGUSTINE, FL 32092-0097 |
| Name | Verified Name |
|---|---|
| Address | 105 CUMMER WAY, ST AUGUSTINE, FL 32095-8934 |
| Investor | Possibly a Property Investor |
| Document Number | 0052661210 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 5266/1210 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 CUMMER WAY, SAINT AUGUSTINE, FL 32095-8934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049490717 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 4949/717 |
| Instrument | 2020039934 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,758 (-7.73%) Land $100,000 Building $246,758 | $346,758 (-7.73%) Land $100,000 Building $246,758 | |
| 2025 | $4,873.00 (+12.15%) Homeowner's exemption | $375,801 (+2.76%) | $375,801 (+2.29%) Land $100,000 Building $275,801 |
| 2024 | $4,345.00 (+1.97%) Homeowner's exemption | $365,717 (+3%) | $367,397 (-0.79%) Land $100,000 Building $267,397 |
| 2023 | $4,261.00 (+2.82%) Homeowner's exemption | $355,065 (+3%) | $370,304 (+7.42%) Land $100,000 Building $270,304 |
| 2022 | $4,144.00 Homeowner's exemption | $344,723 | $344,723 Land $84,000 Building $260,723 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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