108 Crest Dr, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 108 Crest Dr, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,416 sqft · built 1965
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,650 (2026)
Deeds & Mortgages	Jul 2018 Loan Modification Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`082289 254.16-1-12`

Property Details

APN / Parcel Number

Primary APN	`082289 254.16-1-12`
Alternative APNs	`228925416000010120000000` `0210695`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	190 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Canopy	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0210695
Street Address	108 CREST DR
City	BAINBRIDGE
State	NY
Zip	13733-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2016
Census Tract	970801

Owner

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 CREST DR, BAINBRIDGE, NY 13733-3181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Loan Modification, Mortgage · Conventional Mortgage NBT BK
Aug 28, 2017	Loan Modification, Mortgage · Conventional Mortgage NBT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHENANGO NY
Property Address	108 CREST DR, BAINBRIDGE, NY 13733-3181
Document Number	00000M1940
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	FRONTIER ABSTRACT, FRONTIER ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CREST DR BAINBRIDGE NY 137333181, BAINBRIDGE, NY 13733-3181

Mortgage

Document Number	00000M1940
Date	Oct 1, 2018
Instrument	M1940

Lender

Name	NBT BK
Type	Bank
Address	BAINBRIDGE, NY 13733

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHENANGO NY
Property Address	108 CREST DR, BAINBRIDGE, NY 13733-3181
Document Number	0000002237
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CREST DR BAINBRIDGE NY 137333181, BAINBRIDGE, NY 13733-3181

Mortgage

Document Number	0000002237
Date	Oct 30, 2017
Instrument	2237

Lender

Name	NBT BK
Type	Bank
Address	BAINBRIDGE, NY 13733

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,650.00 (+52.34%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$2,396.00	$93,500 (-) Land $12,800 Building $80,700	$137,500 (+17.65%) Land $18,824 Building $118,676
2023		$93,500 Land $12,800 Building $80,700	$116,875 Land $16,000 Building $100,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (2006–2014)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 12 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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