108 Cottage Ct, Laurens, SC 29360 Property Records

Laurens County property record for 108 Cottage Ct, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$179,000 (Oct 2020)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906-05-01-048`

Property Details

APN / Parcel Number

Primary APN	`906-05-01-048`
Alternative APNs	`9060501048 00651793` `00651793`

Location & Zoning

Old Parcel Number	9060501048 00651793
Street Address	108 COTTAGE CT
City	LAURENS
State	SC
Zip	29360-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	108 COTTAGE COURT
Legal Subdivision	108 COTTAGE COURT
Legal Lot Number	4
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1025
Census Tract	920400

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 COTTAGE CT, LAURENS, SC 29360-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Dec 8, 2015
Deed Document Number	2020008508
Deed Book / Page	D1536 / 56
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 28, 2020
Property Address	108 COTTAGE CT, LAURENS, SC 29360-2200
Document Number	0015360056
Book / Page	001536 / 000056
Instrument Date	Oct 26, 2020
Instrument	8508
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 COTTAGE CT LAURENS SC 293602200, LAURENS, SC 29360-2200

Mortgage

Document Number	26340092
Date	Oct 28, 2020
Book Page	002634/000092
Instrument	8509

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (+5.44%)	$8,060 (-) Land $600 Building $7,460
2024	$1,544.00 (+24.32%)	$8,060 (+69.54%) Land $600 Building $7,460
2023	$1,242.00 (+1.72%)	$4,754 (-41.02%) Land $474 Building $4,280	$118,850 (-41%) Land $11,850 Building $107,000
2022	$1,221.00	$8,060 Land $600 Building $7,460	$201,450 (-) Land $14,950 Building $186,500
2021			$201,450 Land $14,950 Building $186,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20