102 Cottage Ct, Laurens, SC 29360 Property Records

Laurens County property record for 102 Cottage Ct, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	0.229 acres (9,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Aug 2018)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Nov 2021 Transfer May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`906-05-01-046`

Property Details

APN / Parcel Number

Primary APN	`906-05-01-046`
Alternative APNs	`9060501046 00557692` `00557692`

Exterior

Lot Area	9,993 sqft (0.229 acres)

Location & Zoning

Street Address	102 COTTAGE CT
City	LAURENS
State	SC
Zip	29360-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	102 COTTAGE COURT OFF W MAIN
Legal Subdivision	102 COTTAGE COURT OFF W MAIN
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1025
Census Tract	920400

Owner

Source: Laurens County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 COTTAGE CT, LAURENS, SC 29360-2200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Intrafamily Transfer, Transfer
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 14, 2021	Intrafamily Transfer, Transfer
Oct 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Aug 31, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	20187654
Deed Book / Page	1403 / 11
Last Transfer Date	Nov 11, 2021
Transfer Doc	0D16140001
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Nov 12, 2021
Property Address	102 COTTAGE CT, LAURENS, SC 29360-2200
Document Number	0D16140001
Book / Page	D1614 / 1
Map Reference	MB 62 PG 284
Instrument Date	Nov 11, 2021
Instrument	2021010574
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	102 COTTAGE CT, LAURENS, SC 29360-2200

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	102 COTTAGE CT, LAURENS, SC 29360-2200
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M27000129
Date	May 19, 2021
Book Page	M2700/129
Instrument	2021004507

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Apr 14, 2021
Property Address	102 COTTAGE CT, LAURENS, SC 29360-2200
Document Number	0D15670001
Book / Page	D1567 / 1
Map Reference	MB 62 PG 384
Instrument Date	Apr 6, 2021
Instrument	2021003273
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 21, 2020
Property Address	102 COTTAGE CT, LAURENS, SC 29360-2200
Document Number	0015340188
Book / Page	001534 / 000188
Instrument Date	Oct 21, 2020
Instrument	8303
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	102 COTTAGE CT LAURENS SC 293602200, LAURENS, SC 29360-2200

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	102 COTTAGE CT, LAURENS, SC 29360-2200
Document Number	0025720068
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 COTTAGE CT LAURENS SC 293602200, LAURENS, SC 29360-2200

Mortgage

Document Number	0025720068
Date	Mar 18, 2020
Book Page	002572/000068
Instrument	2298

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 31, 2018
Property Address	102 COTTAGE CT, LAURENS, SC 29360-2200
Document Number	0014030011
Book / Page	001403 / 000011
Instrument Date	Aug 31, 2018
Instrument	7654
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 COTTAGE CT LAURENS SC 293602200, LAURENS, SC 29360-2200

Mortgage

Document Number	24500264
Date	Aug 31, 2018
Book Page	002450/000264
Instrument	7655

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00 (+6.86%) Homeowner's exemption	$6,290 (-) Land $470 Building $5,820
2024	$1,167.00 (+22.58%) Homeowner's exemption	$6,290 (+47.86%) Land $470 Building $5,820
2023	$952.00 (+7.21%) Homeowner's exemption	$4,254 (-32.37%) Land $474 Building $3,780	$106,350 (-32.41%) Land $11,850 Building $94,500
2022	$888.00 Homeowner's exemption	$6,290 Land $470 Building $5,820	$157,350 (-) Land $11,850 Building $145,500
2021			$157,350 Land $11,850 Building $145,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

102 Cottage Ct, Laurens, SC 29360 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cottage Ct

Nearby Streets

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