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108 Cosgrove Dr, Mobile, AL 36608 Property Records

Mobile County property record for 108 Cosgrove Dr, Mobile, AL 36608 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1990
OwnerIndividual Name on File
Last Sale$99,900 (Dec 2020)
Tax Bill$967 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022805153003067

Property Details

APN / Parcel Number

Primary APNR022805153003067
Alternative APNs
  • 28 05 15 3 003 067.XXX
  • 00516052
  • 516052

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
1st Floor Area1,372 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number516052
Old Parcel NumberR022805153003067
Street Address108 COSGROVE DR
CityMOBILE
StateAL
Zip36608-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK B 1ST ADD TO HILLTOP MBK 10 PG 24 #SEC 15 T4S R2W #MP28 05 15 3 003
Legal Range02W
Legal Township04S
Legal Section15
Legal SubdivisionHILLTOP
Legal BlockB
Legal Lot Number1
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2027
Census Tract3501

Owner

Source: Mobile County records · APN R022805153003067

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address108 COSGROVE DR, MOBILE, AL 36608-2840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Deed Document Number2020080124
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateDec 31, 2020
Property Address108 COSGROVE DR, MOBILE, AL 36608-2840
Document Number0000080124
Map ReferenceMB 10 PG 24
Instrument DateDec 24, 2020
Instrument2020080124
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 CLIFFSIDE DR, 600, TITUS, AL 36080-3706

Transferred To (Grantee/Buyer)

NameVerified Name
Address3758 OAKWOOD LN, MOBILE, AL 36608-2009

Mortgage

Document Number0000080125
DateDec 31, 2020
Instrument2020080125
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$967.00 (+7.09%) Homeowner's exemption$16,140 (+6.75%) Land $3,200 Building $12,940$161,400 (+6.75%) Land $32,000 Building $129,400
2024$903.00 (+8.8%) Homeowner's exemption$15,120 (+8.23%) Land $3,200 Building $11,920$151,200 (+8.23%) Land $32,000 Building $119,200
2023$830.00 Homeowner's exemption$13,970 Land $3,200 Building $10,770$139,700 Land $32,000 Building $107,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970035012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims22 (1978–2005)
Claims Outside the SFHA11 of 22
Most Recent ClaimApr 2005, tidal / storm surge

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 877 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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