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104 Cosgrove Dr, Mobile, AL 36608 Property Records

Mobile County property record for 104 Cosgrove Dr, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,311 sqft · built 1991
Lot Size0.253 acres (11,029 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Oct 2024)
Tax Bill$2,237 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022805153003080

Property Details

APN / Parcel Number

Primary APNR022805153003080
Alternative APNs
  • 28 05 15 3 003 080.XXX
  • 00516196
  • 516196

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,311 sqft Living Area
1st Floor Area1,080 sqft
Upper Floors Area289 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,029 sqft (0.253 acres)
Garage TypeCarport
Garage Area231 sqft
CarportCarport
Carport Area231 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area409 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number516196
Street Address104 COSGROVE DR
CityMOBILE
StateAL
Zip36608-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK B 1ST ADD TO HILL TOP SUB MBK 10 P 24 #SEC 15 T4S R2W #MP28 05 15 3 003
Legal Range04S
Legal Township04S
Legal Section15
Legal SubdivisionHILL TOP
Legal BlockB
Legal Lot Number14
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2027
Census Tract3501

Owner

Source: Mobile County records · APN R022805153003080

Assessment roll updated December 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address104 COSGROVE DR, MOBILE, AL 36608-2840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2022Warranty Deed, Transfer · Conventional Mortgage
MAGNOLIA MORTGAGE COMPANY LLC
Jun 08, 2021Warranty Deed, Transfer
Jun 08, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2024 · Amount on Record
Deed SaleOct 10, 2024 · Amount on Record
Prior SaleApr 05, 2022 · Amount on Record
Deed Document Number202464969
Prior Transfer DateJun 01, 2021
Prior Transfer Doc0000036997
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateApr 05, 2022
Property Address104 COSGROVE DR, MOBILE, AL 36608-2840
Document Number0000025338
Map ReferenceMB 10 PG 24
Instrument DateMar 31, 2022
Instrument2022025338
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10738 W COOPER DR, 10738, POWDER SPRINGS, GA 30127

Transferred To (Grantee/Buyer)

NameVerified Name
Address7941 FORDHAM RD, MOBILE, AL 36619-5375

Mortgage

Document Number0000025339
DateApr 05, 2022
Instrument2022025339
Lender
NameMAGNOLIA MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 08, 2021
Property Address104 COSGROVE DR, MOBILE, AL 36608-2840
Document Number0000036998
Map ReferenceMB 10 PG 24
Instrument DateJun 03, 2021
Instrument2021036998
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 488, DAPHNE, AL 36526-0488

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address324 S SAGE AVE, MOBILE, AL 36606-3616

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMOBILE AL
Recording DateJun 08, 2021
Property Address104 COSGROVE DR, MOBILE, AL 36608-2840
Document Number0000036997
Map ReferenceMB 10 PG 24
Instrument DateJun 01, 2021
Instrument2021036997
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address916 47TH ST, 916, NICEVILLE, FL 32578-1316

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 488, DAPHNE, AL 36526-0488

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated December 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,237.00 (+6.78%)$17,540 (-46.59%) Land $3,200 Building $14,340$175,400 (+6.82%) Land $32,000 Building $143,400
2024$2,095.00 (+5.01%)$32,840 (+5.05%) Land $6,400 Building $26,440$164,200 (+5.05%) Land $32,000 Building $132,200
2023$1,995.00$31,260 Land $6,400 Building $24,860$156,300 Land $32,000 Building $124,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims22 (1978–2005)
Claims Outside the SFHA11 of 22
Most Recent ClaimApr 2005 · tidal / storm surge

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 452 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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