Isle Of Wight County property record for 108 Commerce St, Smithfield, VA 23430 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | built 2010 |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Sep 2024) |
| Tax Bill | $38 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 21A-01-056ABO |
| Primary APN | 21A-01-056ABO |
|---|---|
| Alternative APN |
|
| Year Built | Built 2010 |
|---|
| Old Parcel Number | 21A-01-056ABO |
|---|---|
| Street Address | COMMERCE ST |
| City | SMITHFIELD |
| State | VA |
| Zip | 23430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOAT SLIP #16 17' WIDE PLAT 11/12 |
| Legal Subdivision | PAGAN RIVER THMS PH 02 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 280105 |
Source: Isle Of Wight County records · APN 21A-01-056ABO
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121905 SE 231ST WAY, KENT, WA 98031 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on Record |
| Deed Sale | Sep 24, 2024 · Amount on Record |
| Record Updated | Jun 08, 2026 |
Source: Isle Of Wight County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38.00 | $5,000 (-) Building $5,000 | $5,000 (-) Building $5,000 |
| 2023 | $5,000 Building $5,000 | $5,000 Building $5,000 |
Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932801053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 52 (1982–2020) |
| Claims Outside the SFHA | 10 of 52 |
| Most Recent Claim | Sep 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Smithfield Historic District listed 1973 · 55 contributing resources · NRIS 73002022 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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