102 Commerce St, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 102 Commerce St, Smithfield, VA 23430 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1985
Square Footage	2,476 sqft Living Area
Garage	Built-in
Occupancy	Owner Occupied
Last Sale	$449,000 (2022)
Tax Bill	$3,376.00 (2025)

Owner

Source: Isle Of Wight County records · APN 21A-01-057

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 COMMERCE ST, SMITHFIELD, VA 23430-1202
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00	$435,700 (-) Land $70,000 Building $365,700	$435,700 (-) Land $70,000 Building $365,700
2023		$435,700 Land $70,000 Building $365,700	$435,700 Land $70,000 Building $365,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Smithfield Historic District listed 1973 · 55 contributing resources · NRIS 73002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`21A-01-057`
Alternative APNs	`5500228300` `2909`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,476 sqft Living Area
Gross Area	3,056 sqft Gross Area
Basement Area	1,160 sqft Basement
Finished Basement	580 sqft Finished
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Stucco Exterior
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Parking Spaces	1 Parking Spaces
Garage Type	Built-in Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	5500228300
Old Parcel Number	21A-01-057
Street Address	102 COMMERCE ST
City	SMITHFIELD
State	VA
Zip	23430-1202
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L 2 PHASE 1 PAGAN R TOWNHOUSE PLAT 2-108-17
Legal Subdivision	PROPERTY/WATERFRONT LAND CORP
Legal Lot Number	2
Jurisdiction	ISLE OF WIGHT VA
Minor Civil Division	SMITHFIELD
Census Blockgroup	3
Census Block	3007
Census Tract	280105