108 Cold Spring Ln, Midway, KY 40347 Property Records

Scott County property record for 108 Cold Spring Ln, Midway, KY 40347

Property Summary

Property Type	Rural Home
Details	5 bd · 6 ba · 8,370 sqft · built 2013
Lot Size	43 acres (1,873,908 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,561 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-00-001.011`

Property Details

APN / Parcel Number

Primary APN	`027-00-001.011`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	8,370 sqft Living Area
1st Floor Area	4,830 sqft
Basement Area	2,853 sqft
Finished Basement	2,853 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	1,873,908 sqft (43 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	108 COLD SPRING LN
City	MIDWAY
State	KY
Zip	40347-9604
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FARM
Legal Subdivision	THE COLD SPRING SUBDIVISION
Legal Lot Number	10
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1023
Census Tract	40601

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 COLD SPRING LN, MIDWAY, KY 40347-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	108 COLD SPRING LN, MIDWAY, KY 40347-9604
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1619/355
Date	Jul 6, 2021
Book Page	M1619/355
Instrument	438528

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,202,600 (-14.98%)	$1,431,284 (+1.19%)
2025	$10,561.00 (-1.07%)	$1,414,484 (+20.13%)	$1,414,484 (+0.59%)
2023	$10,675.00	$1,177,442 Land $25,242 Building $1,152,200	$1,406,184 Land $253,984 Building $1,152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000