105 Cold Spring Ln, Midway, KY 40347 Property Records

Scott County property record for 105 Cold Spring Ln, Midway, KY 40347

Property Summary

Property Type	Single Family Home
Lot Size	1.9 acres (82,895 sqft)
Owner	Individual Name on Record
Last Sale	$47,000 (Aug 2015)
Tax Bill	$5,084 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-00-001.008`

Property Details

APN / Parcel Number

Primary APN	`027-00-001.008`

Exterior

Lot Area	82,895 sqft (1.9 acres)

Location & Zoning

Street Address	105 COLD SPRING LN
City	MIDWAY
State	KY
Zip	40347-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLD SPRING
Legal Subdivision	COLD SPRING
Legal Lot Number	8
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1023
Census Tract	40601

Owner

Source: Scott County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 COLD SPRING LN, MIDWAY, KY 40347-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Aug 30, 2022	Deed, Transfer PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC
Apr 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	2015340113
Deed Book / Page	371 / 319
Last Transfer Date	Apr 19, 2021
Transfer Doc	00D423/416
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 COLD SPRING LN, MIDWAY, KY 40347-9604
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1732/342
Date	Mar 20, 2023
Book Page	M1732/342
Instrument	469413

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 6, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 6, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 30, 2022
Property Address	105 COLD SPRING LN, MIDWAY, KY 40347-9604
Document Number	00D436/608
Book / Page	D436 / 608
Map Reference	CAB 11 PG 105
Instrument Date	Aug 19, 2022
Instrument	458524
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 HOPEWELL PARK, LEXINGTON, KY 40511-8854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 QUAIL RUN DR, GEORGETOWN, KY 40324-1330

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Apr 27, 2021
Property Address	105 COLD SPRING LN, MIDWAY, KY 40347-9604
Document Number	00D423/416
Book / Page	D423 / 416
Map Reference	CAB 11 PG 105
Instrument Date	Apr 19, 2021
Instrument	434312
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1432 HARTLAND WOODS WAY, LEXINGTON, KY 40515-2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 HOPEWELL PARK, LEXINGTON, KY 40511-8854

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,084.00 (+523.04%)	$570,800 (+534.22%)	$570,800 (+534.22%)
2023	$816.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T.

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