Knox County property record for 108 Cliff St, Mount Vernon, OH 43050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1940 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $630 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 66-04366.000 |
| Primary APN | 66-04366.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | None |
|---|---|
| Heating System | Gas |
| Street Address | 108 CLIFF ST |
|---|---|
| City | MOUNT VERNON |
| State | OH |
| Zip | 43050-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD 120 |
| Jurisdiction | KNOX OH |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 7500 |
108 Cliff St is owned and occupied by an individual who acquired it in January 1987.
Source: Knox County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 CLIFF ST, MOUNT VERNON, OH 43050-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1987 |
| Deed Sale | Jan 1, 1987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 108 CLIFF ST, MOUNT VERNON, OH 43050-4148 |
| Document Number | 0000002682 |
| Book / Page | 2123 / 300 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20262682 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 108 CLIFF ST, MOUNT VERNON, OH 43050-4148 |
| Document Number | 0000002682, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2123/300 |
| Instrument | 20262682 |
| Name | PARK NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 16, 2036 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Property Address | 108 CLIFF ST, MOUNT VERNON, OH 43050-4148 |
| Document Number | 0017110351 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CLIFF ST MOUNT VERNON OH 430504148, MOUNT VERNON, OH 43050-4148 |
| Document Number | 0017110351 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 001711/000351 |
| Instrument | 1512 |
| Name | PARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058-3500 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 3, 2034 |
The 2025 property tax bill for 108 Cliff St was $630, down 10.1% from the year before.
Source: Knox County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Knox County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,880 Land $16,710 Building $35,170 | ||
| 2025 | $630.00 (-10.13%) | $18,160 (-) Land $5,850 Building $12,310 | |
| 2024 | $701.00 (+1.74%) | $18,160 (-) Land $5,850 Building $12,310 | |
| 2023 | $689.00 (+20.24%) | $18,160 (+35.02%) Land $5,850 Building $12,310 | $51,880 Land $16,710 Building $35,170 |
| 2022 | $573.00 | $13,450 Land $4,330 Building $9,120 | |
| 2020 | $38,430 Land $12,380 Building $26,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Cliff St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cliff St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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