103 Cliff St, Mount Vernon, OH 43050 Property Records

Knox County property record for 103 Cliff St, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1910
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$54,375 (Nov 2012)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-04239.000`

Property Details

APN / Parcel Number

Primary APN	`66-04239.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	690 sqft
Upper Floors Area	690 sqft
Basement Area	690 sqft
Finished Basement	284 sqft
Unfinished Basement	406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	175 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Street Address	103 CLIFF ST
City	MOUNT VERNON
State	OH
Zip	43050-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMWOOD 68
Legal Subdivision	ELMWOOD PLACE
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1036
Census Tract	7500

Owner

103 Cliff St is owned and occupied by an individual who bought it in November 2012.

Source: Knox County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	103 CLIFF ST, MOUNT VERNON, OH 43050-4149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2012 · Amount on File
Deed Sale	Nov 21, 2012 · Amount on File
Prior Sale	Dec 10, 1999
Deed Document Number	201210071
Deed Book / Page	1371 / 479
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jan 5, 2021
Property Address	103 CLIFF ST, MOUNT VERNON, OH 43050-4149
Document Number	0018260587
Book / Page	001826 / 000587
Instrument Date	Jan 4, 2021
Instrument	105
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 CLIFF ST MOUNT VERNON OH 430504149, MOUNT VERNON, OH 43050-4149

Mortgage

Document Number	18260589
Date	Jan 5, 2021
Book Page	001826/000589
Instrument	106

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 Cliff St was $1,396, down 2.2% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$103,100 Land $13,390 Building $89,710
2025	$1,396.00 (-2.24%)	$36,090 (-) Land $4,690 Building $31,400
2024	$1,428.00 (+1.78%)	$36,090 (-) Land $4,690 Building $31,400
2023	$1,403.00 (+20.84%)	$36,090 (+35.02%) Land $4,690 Building $31,400	$103,100 Land $13,390 Building $89,710
2022	$1,161.00	$26,730 Land $3,470 Building $23,260
2020			$76,370 Land $9,920 Building $66,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1998–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cliff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20