108 Central Ave, Moorefield, WV 26836 Property Records

Hardy County property record for 108 Central Ave, Moorefield, WV 26836

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1942
Lot Size	0.233 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Oct 2019)
Tax Bill	$573 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`04-3-0023.0000`

Property Details

APN / Parcel Number

Primary APN	`04-3-0023.0000`
Alternative APN	`16-04-3-0023.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,193 sqft (0.233 acres)
Lot Dimensions	185 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 CENTRAL AVE
City	MOOREFIELD
State	WV
Zip	26836-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK A PRT LT 3 ZIRK 55 X 185 AC ALSO INCLUDES PCL
Legal Subdivision	HENKELS CENTRAL ADD
Legal Block	A
Legal Lot Number	3 55
Jurisdiction	HARDY WV
Township / Civil Division	MOOREFIELD
Census Block Group	2
Census Block	2018
Census Tract	970201

Owner

Source: Hardy County records · APN 04-3-0023.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	108 CENTRAL AVE, MOOREFIELD, WV 26836-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	216069
Deed Book / Page	351 / 641
Record Updated	Jun 08, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Oct 25, 2019
Property Address	108 CENTRAL AVE, MOOREFIELD, WV 26836-1212
Document Number	000351/641
Book / Page	351 / 641
Instrument Date	Oct 21, 2019
Instrument	216069
Transaction Type	Transfer
Record Updated	Sep 08, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CENTRAL AVE, MOOREFIELD, WV 26836-1212

Mortgage

Document Number	000316/141
Date	Oct 25, 2019
Book Page	316/141
Instrument	216070

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Hardy County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Municipality	Moorefield Town
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$573.00 (+8.52%)	$50,100 (+8.87%) Land $12,840 Building $37,260	$83,500 (+8.87%) Land $21,400 Building $62,100
2023	$528.00	$46,020 Land $12,840 Building $33,180	$76,700 Land $21,400 Building $55,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 15, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOOREFIELD MUNICIPAL WATER serves 2,328 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.