301 Central Ave, Moorefield, WV 26836 Property Records

Hardy County property record for 301 Central Ave, Moorefield, WV 26836

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1949
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$123,700 (Oct 2023)
Tax Bill	$798 (2026)
Deeds & Mortgages	Oct 2019 Refinance Jun 2021 Refinance + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`04-3-0221.0000`

Property Details

APN / Parcel Number

Primary APN	`04-3-0221.0000`
Alternative APN	`16-04-3-0221.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	75 ft deep x 117 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	301 CENTRAL AVE
City	MOOREFIELD
State	WV
Zip	26836-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 1,2 & 3 W SIDE LMK LLC
Legal Subdivision	HENKELS CENTRAL ADDITION
Legal Lot Number	1-3
Jurisdiction	HARDY WV
Township / Civil Division	MOOREFIELD
Census Block Group	2
Census Block	2020
Census Tract	970201

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	301 CENTRAL AVE, MOOREFIELD, WV 26836-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PENDELTON COMMUNITY BANK
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENDELTON COMMUNITY BANK
Jan 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT COMMUNITY BANK
Oct 17, 2023	Deed, Transfer · Conventional Mortgage SUMMIT COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	2023234109
Deed Book / Page	370 / 731
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	301 CENTRAL AVE, MOOREFIELD, WV 26836-1215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000315/606
Date	Oct 4, 2019
Book Page	315/606
Instrument	215841

Lender

Name	PENDELTON COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	301 CENTRAL AVE, MOOREFIELD, WV 26836-1215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000331/175
Date	Jun 14, 2021
Book Page	331/175
Instrument	223658

Lender

Name	PENDELTON COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	301 CENTRAL AVE, MOOREFIELD, WV 26836-1215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000336/873
Date	Jan 18, 2022
Book Page	336/873
Instrument	226649

Lender

Name	SUMMIT COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Oct 17, 2023
Property Address	301 CENTRAL AVE, MOOREFIELD, WV 26836-1215
Document Number	000370/731
Book / Page	370 / 731
Instrument Date	Oct 17, 2023
Instrument	234109
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CENTRAL AVE, MOOREFIELD, WV 26836-1215

Mortgage

Document Number	0000234110
Date	Oct 17, 2023
Instrument	234110

Lender

Name	SUMMIT COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Municipality	Moorefield Town
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$798.00 (+3.64%)	$69,840 (+3.74%) Land $21,180 Building $48,660	$116,400 (+3.74%) Land $35,300 Building $81,100
2025	$770.00 (+34.15%)	$67,320 (+169.06%) Land $21,180 Building $46,140	$112,200 (+169.06%) Land $35,300 Building $76,900
2023	$574.00	$25,020 Land $14,760 Building $10,260	$41,700 Land $24,600 Building $17,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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