Essex County and Gloucester City property record for 108 Centennial Ave, Gloucester, MA 01930 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,845 sqft · built 1896 |
| Lot Size | 0.082 acres (3,575 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Oct 2015) |
| Tax Bill | $4,695 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Dec 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0022 B:0009 L:0000 |
| Primary APN | GLOU M:0022 B:0009 L:0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 848 sqft |
| Attic | Attic |
| Attic Area | 744 sqft |
| Basement Area | 848 sqft |
| Unfinished Basement | 848 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,575 sqft (0.082 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 108 CENTENNIAL AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2563 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 9 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records · APN GLOU M:0022 B:0009 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Dec 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 13, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance RIVER CITY MORTGAGE LLC |
| Nov 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance RIVER CITY MORTGAGE LLC |
| Nov 01, 2017 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SVGS BK |
| Mar 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2015 · Amount on Record |
| Deed Sale | Oct 22, 2015 · Amount on Record |
| Prior Sale | Aug 31, 2005 · Amount on Record |
| Deed Book / Page | 34461 / 296 |
| Last Transfer Date | Sep 22, 2021 |
| Transfer Doc | 040509-179 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041721-312 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 41721/312 |
| Instrument | 20230821000380 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043113-434 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 43113/434 |
| Instrument | 20251208000640 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Apr 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042427-486 |
|---|---|
| Date | Nov 13, 2024 |
| Book Page | 42427/486 |
| Instrument | 20241113000450 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 22, 2021 |
| Property Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Document Number | 40509-177 |
| Book / Page | 40509 / 177 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 20211122003930 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | BRB TRUST TITLE AGENCY, BRB TRUST TITLE AGENCY, LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Document Number | 40509-179 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 40509/179 |
| Instrument | 20211122003940 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 22, 2021 |
| Property Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Document Number | 040509-177 |
| Book / Page | 40509 / 177 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 20211122003930 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Title Company | BRB TRUST TITLE AGENCY, LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Document Number | 20211122003940 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 20211122003940 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36301-303 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 36301/303 |
| Instrument | 171101003510 |
| Name | THE FEDERAL SVGS BK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Nov 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 108 CENTENNIAL AVE, GLOUCESTER, MA 01930-2563 |
| Document Number | 35746-80 |
| Book / Page | 035746 / 000080 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35746-80 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 035746/000080 |
| Instrument | 1703210183 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,695.00 (+2%) | $483,000 (+2.09%) Land $138,700 Building $344,300 |
| 2024 | $4,603.00 (-2.91%) | $473,100 (+5.67%) Land $132,000 Building $341,100 |
| 2023 | $4,741.00 | $447,700 Land $117,900 Building $329,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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