106 Centennial Ave, #A, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 106 Centennial Ave, #A, Gloucester, MA 01930

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 765 sqft · built 1985
Lot Size0.068 acres (2,967 sqft)
Owner2 Individual Names on Record
Tax Bill$2,738 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jan 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-10-A

Property Details

APN / Parcel Number

Primary APN22-10-A
Alternative APN
  • GLOU M:0022 B:0010 L:0000(A)

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area765 sqft Living Area
1st Floor Area765 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,967 sqft (0.068 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number22-10-A
Street Address106 CENTENNIAL AVE, A
CityGLOUCESTER
StateMA
Zip01930-2563
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-5
Legal Block10
Legal Lot NumberA
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2008
Census Tract221700

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 CENTENNIAL AVE, A, GLOUCESTER, MA 01930-2563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Line of Credit
INSTITUTION FOR SAVINGS NEWBURYPORT
Jan 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
INSTITUTION FOR SAVINGS NEWBURYPORT
Jan 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIDELITY COOPERATIVE BANK
Oct 3, 2019Condominium Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 19, 2019
Transfer Doc37902-124
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address106 CENTENNIAL AVE # A, A, GLOUCESTER, MA 01930-2563
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040101-220
DateJul 21, 2021
Book Page40101/220
Instrument20210721001400
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address106 CENTENNIAL AVE # A, A, GLOUCESTER, MA 01930-2563
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39458-490
DateJan 27, 2021
Book Page39458/490
Instrument20210127001700
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address106 CENTENNIAL AVE # A, A, GLOUCESTER, MA 01930-2563
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38220-422
DateJan 28, 2020
Book Page38220/422
Instrument20200128001910
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

October 2019: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionGLOUCESTER MA
Recording DateOct 3, 2019
Property Address106 CENTENNIAL AVE # A, A, GLOUCESTER, MA 01930-2563
Document Number37902-124
Book / Page037902 / 000124
Instrument DateSep 19, 2019
Instrument1003000700
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address106 CENTENNIAL AVE #A GLOUCESTER MA 019302563, A, GLOUCESTER, MA 01930-2563

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,738.00 (+12.03%)$281,700 (+12.14%) Building $281,700
2024$2,444.00 (+4.22%)$251,200 (+13.46%) Building $251,200$461,320
2023$2,345.00$221,400 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (2007–2018)
Most Recent ClaimJan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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