108 Cedar St, Liberty, MO 64068 Property Records

Clay County property record for 108 Cedar St, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 648 sqft · built 1920
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$221,445 (Mar 2024)
Tax Bill$1,519 (2025)
Deeds & MortgagesMar 2024 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-118-00-06-011.00

Property Details

APN / Parcel Number

Primary APN15-118-00-06-011.00
Alternative APNs
  • 1511800060110001
  • 316385

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area648 sqft Living Area
Gross Area809 sqft
1st Floor Area648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions157 ft deep x 50 ft wide
PorchCovered Wood Porch
Deck Area104 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address108 CEDAR ST
CityLIBERTY
StateMO
Zip64068-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY BLOCKS LIBERTY LT C CB 43
Legal Range31W
Legal Township51N
Legal Section07
Legal SubdivisionCITY BLOCKS LIBERTY
Legal TractC
Legal Block43
Legal Lot NumberC
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2028
Census Tract21403

Owner

Source: Clay County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address170 WYONIA WAY, FAYETTEVILLE, GA 30215-2421
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Warranty Deed, Transfer · Conventional Mortgage
MEGASTAR FINANCIAL CORP
Nov 25, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2024 · Amount on Record
Deed SaleMar 20, 2024 · Amount on Record
Prior SaleJul 2, 2015 · Amount on Record
Deed Document Number20245611
Deed Book / Page9708 / 3
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateMar 20, 2024
Property Address108 CEDAR ST, LIBERTY, MO 64068-2414
Document Number0000005611
Book / Page9708 / 3
Instrument DateMar 19, 2024
Instrument2024005611
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanyNOT AVAILABLE, THOMAS AFFINITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 WYONIA WAY, FAYETTEVILLE, GA 30215-2421

Mortgage

Document Number0000005612
DateMar 20, 2024
Instrument2024005612
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address108 CEDAR ST, LIBERTY, MO 64068-2414
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045775
DateNov 25, 2020
Book Page8879/108
Instrument2020045775
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term296 Months
DueJul 1, 2045

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,519.00 (+31.06%)$21,150 (+42.71%)$111,316 (+42.71%)
2023$1,159.00 (+24.89%)$14,820$78,000
2019$928.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: KC Web, Wisper ISP.

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