103 Cedar St, Liberty, MO 64068 Property Records

Clay County property record for 103 Cedar St, Liberty, MO 64068 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,096 sqft · built 1945
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`15-118-00-08-028.00`

Property Details

APN / Parcel Number

Primary APN	`15-118-00-08-028.00`
Alternative APNs	`1511800080280001` `307132`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	166 ft deep x 60 ft wide
Deck Area	84 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	103 CEDAR ST
City	LIBERTY
State	MO
Zip	64068-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY BLOCKS LIBERTY LT B CB 45
Legal Range	31W
Legal Township	51N
Legal Section	07
Legal Subdivision	CITY BLOCKS LIBERTY
Legal Tract	B
Legal Block	45
Legal Lot Number	B
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2028
Census Tract	21403

Owner

Source: Clay County records · APN 15-118-00-08-028.00

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 CEDAR ST, LIBERTY, MO 64068-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 07, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 12, 2018	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 13, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 14, 2017	Deed of Trust, Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2022
Deed Sale	Aug 02, 2022
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	202225542
Deed Book / Page	9420 / 97
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	103 CEDAR ST, LIBERTY, MO 64068-2413
Transaction Type	Mortgage
Record Updated	Aug 09, 2022
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025669
Date	Aug 03, 2022
Book Page	9421/30
Instrument	2022025669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	103 CEDAR ST, LIBERTY, MO 64068-2413
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000871
Date	Jan 07, 2021
Book Page	8924/145
Instrument	2021000871

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 01, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 12, 2018
Property Address	103 CEDAR ST, LIBERTY, MO 64068-2413
Document Number	0000022443
Book / Page	8237 / 068
Instrument Date	Jul 10, 2018
Instrument	2018022443
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEDAR ST, LIBERTY, MO 64068-2413

Mortgage

Document Number	0000022444
Date	Jul 12, 2018
Instrument	2018022444

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	103 CEDAR ST, LIBERTY, MO 64068-2413
Document Number	0000017387
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NORTHWOOD TITLE, WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEDAR ST LIBERTY MO 640682413, LIBERTY, MO 64068-2413

Mortgage

Document Number	0000017387
Date	May 26, 2017
Book Page	007971/000105
Instrument	17387

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	103 CEDAR ST, LIBERTY, MO 64068-2413
Document Number	0000002887
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TRUHOME TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEDAR ST LIBERTY MO 640682413, LIBERTY, MO 64068-2413

Mortgage

Document Number	0000002887
Date	Jan 30, 2017
Book Page	007898/000043
Instrument	2887

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2032

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (+22.43%)	$38,510 (+33.25%)	$202,684 (+33.25%)
2023	$2,260.00 (+26.33%)	$28,900	$152,105
2019	$1,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470214032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Wisper ISP, KC Web. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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