108 Carmel Ln, Clovis, NM 88101 Property Records

Curry County property record for 108 Carmel Ln, Clovis, NM 88101

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2013 Sale
Flood Zone	Zone X (minimal risk)
APN	`29493`

Property Details

APN / Parcel Number

Primary APN	`29493`
Alternative APNs	`1-213-011-188-132-00` `17096`

Location & Zoning

Account Number	29493
Street Address	108 CARMEL LN
City	CLOVIS
State	NM
Zip	88101-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALMOND RANCH ESTATES UNIT 1 BLOCK 3 LOT 15
Legal Subdivision	ALMOND RANCH ESTATES
Legal Block	3
Legal Lot Number	15
Legal Unit	1
Jurisdiction	CURRY NM
Township / Civil Division	CLOVIS
Census Block Group	2
Census Block	2033
Census Tract	303

Owner

108 Carmel Ln is owned and occupied by an individual who acquired it in October 2023.

Source: Curry County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	108 CARMEL LN, CLOVIS, NM 88101-1732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
May 21, 2013	Warranty Deed, Subdivision Related Transfer CURRY COUNTY ABSTRACT AND TITLE, CURRY COUNTY ABSTRACT & TITL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023
Deed Sale	Oct 24, 2023
Prior Sale	May 21, 2013
Deed Document Number	2023005401
Deed Book / Page	2023 / 5401
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRY NM
Recording Date	Oct 24, 2023
Property Address	108 CARMEL LN, CLOVIS, NM 88101-1732
Document Number	02023/5401
Book / Page	2023 / 5401
Instrument Date	Oct 24, 2023
Instrument	2023005401
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	CURRY COUNTY TITLE, CURRY CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CARMEL LN, CLOVIS, NM 88101-1732

Mortgage

Document Number	2023005402
Date	Oct 24, 2023
Instrument	2023005402

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2013: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRY NM
Recording Date	May 21, 2013
Property Address	108 CARMEL LN, CLOVIS, NM 88101-1732
Document Number	00526/4712
Book / Page	526 / 4712
Instrument Date	May 16, 2013
Instrument	130003907
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2026
Title Company	CURRY COUNTY ABSTRACT AND TITLE, CURRY COUNTY ABSTRACT & TITL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CARMEL LN, CLOVIS, NM 88101-1732

Tax Assessment & Valuation

The 2025 property tax bill for 108 Carmel Ln was $1,915, up 0.9% from the year before.

Source: Curry County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Curry County
Municipality	Clovis City
Unified School District	Clovis Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (+0.9%)	$75,791 (-) Land $4,800 Building $70,991	$227,373 (-) Land $14,400 Building $212,973
2024	$1,898.00	$75,791 (+22.33%) Land $4,800 Building $70,991	$227,373 (+22.33%) Land $14,400 Building $212,973
2023		$61,958 (+2.76%) Land $4,800 Building $57,158	$185,874 (+2.76%) Land $14,400 Building $171,474
2022		$60,294 Land $4,800 Building $55,494	$180,882 Land $14,400 Building $166,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Carmel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Carmel Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of New Mexico
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR WATER NEW MEXICO INC CLOVIS private · serves 41,066 people · EPA ID NM3527305
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plateau Telecommunications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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