104 Carmel Ln, Clovis, NM 88101 Property Records

Curry County property record for 104 Carmel Ln, Clovis, NM 88101

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Oct 2012 Line of Credit May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30118`

Property Details

APN / Parcel Number

Primary APN	`30118`
Alternative APNs	`1-213-011-182-132-00` `25493`

Location & Zoning

Account Number	30118
Street Address	104 CARMEL LN
City	CLOVIS
State	NM
Zip	88101-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALMOND RANCH ESTATES UNIT 1 BLOCK 3 LOT 16
Legal Subdivision	ALMOND RANCH ESTATES
Legal Block	3
Legal Lot Number	16
Legal Unit	1
Jurisdiction	CURRY NM
Township / Civil Division	CLOVIS
Census Block Group	2
Census Block	2033
Census Tract	303

Owner

104 Carmel Ln is owned and occupied by an individual who acquired it in June 2024.

Source: Curry County records, as of March 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 CARMEL LN, CLOVIS, NM 88101-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2012	Deed of Trust, Mortgage · Line of Credit THE BANK OF CLOVIS
May 15, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jun 3, 2024	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024
Deed Sale	Jun 3, 2024
Deed Document Number	2024002647
Deed Book / Page	2024 / 2647
Record Updated	Jun 8, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY NM
Property Address	104 CARMEL LN, CLOVIS, NM 88101-1732
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 N NORRIS ST, CLOVIS, NM 88101-6369
Investor	Possibly a Property Investor

Mortgage

Document Number	000524/729
Date	Oct 30, 2012
Book Page	524/729
Instrument	120008108

Lender

Name	THE BANK OF CLOVIS
Type	Seller
Address	300 N MAIN ST, CLOVIS, NM 88101

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY NM
Property Address	104 CARMEL LN, CLOVIS, NM 88101-1732
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARMEL LN, CLOVIS, NM 88101-1732
Investor	Possibly a Property Investor

Mortgage

Document Number	02025/2272
Date	May 15, 2025
Book Page	2025/2272
Instrument	2025002272

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRY NM
Recording Date	Jun 3, 2024
Property Address	104 CARMEL LN, CLOVIS, NM 88101-1732
Document Number	02024/2647
Book / Page	2024 / 2647
Instrument Date	Jun 1, 2024
Instrument	2024002647
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	AZTEC ABSTRACT, AZTEC ABSTRACT & TTL INS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARMEL LN, CLOVIS, NM 88101-1732
Investor	Possibly a Property Investor

Mortgage

Document Number	2024002648
Date	Jun 3, 2024
Instrument	2024002648

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Curry County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Curry County
Municipality	Clovis City
Unified School District	Clovis Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (-7.55%) Veteran's exemption Additional exemption filed	$85,171 (+6.7%) Land $4,800 Building $80,371	$255,513 (+6.7%) Land $14,400 Building $241,113
2024	$1,999.00	$79,825 (+2.81%) Land $4,800 Building $75,025	$239,475 (+2.81%) Land $14,400 Building $225,075
2023		$77,640 (+2.81%) Land $4,800 Building $72,840	$232,920 (+2.81%) Land $14,400 Building $218,520
2022		$75,519 Land $4,800 Building $70,719	$226,557 Land $14,400 Building $212,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Carmel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Carmel Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of New Mexico
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR WATER NEW MEXICO INC CLOVIS private · serves 41,066 people · EPA ID NM3527305
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plateau Telecommunications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Carmel Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures