108 Berrow, Williamsburg, VA 23188 Property Records

James City County property record for 108 Berrow, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,037 sqft · built 2003
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on Record
Last Sale	$945,000 (Feb 2021)
Tax Bill	$8,044 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0149`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0149`
Alternative APN	`17536`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,037 sqft Living Area
Basement Area	2,693 sqft
Finished Basement	2,433 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	17,163 sqft (0.394 acres)
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	322 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17536
Street Address	108 BERROW
City	WILLIAMSBURG
State	VA
Zip	23188-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-149 S-6 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	149
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 BERROW, WILLIAMSBURG, VA 23188-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Mar 15, 2002 · Amount on Record
Deed Document Number	210002223
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 3, 2021
Property Address	108 BERROW, WILLIAMSBURG, VA 23188-9155
Document Number	0210002223
Instrument Date	Jan 21, 2021
Instrument	210002223
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BERROW, WILLIAMSBURG, VA 23188-9155

Mortgage

Document Number	0210002224
Date	Feb 3, 2021
Instrument	210002224

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0210002225
Date	Feb 3, 2021
Instrument	210002225

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 25, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,044.00 (+6.42%)	$969,200 (+8.87%) Land $220,000 Building $749,200	$969,200 (+8.87%) Land $220,000 Building $749,200
2024	$7,559.00 (+2.31%)
2023	$7,388.00	$890,200 Land $160,500 Building $729,700	$890,200 Land $160,500 Building $729,700
2022	$7,388.00 (+42.9%)
2019	$5,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Berrow

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