107 Berrow, Williamsburg, VA 23188 Property Records

James City County property record for 107 Berrow, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,700 sqft · built 1995
Lot Size	0.477 acres (20,778 sqft)
Owner	Trust Name on File
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0150`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0150`
Alternative APN	`16905`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	20,778 sqft (0.477 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16905
Street Address	107 BERROW
City	WILLIAMSBURG
State	VA
Zip	23188-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-150 S-6 FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	150
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

107 Berrow is owner-occupied and held in a trust since June 2021.

Source: James City County records, as of March 24, 2026

Owner of Record	Trust Name on File
Mailing Address	107 BERROW, WILLIAMSBURG, VA 23188-9155
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE SOLUTIONS INC
Feb 21, 2019	Deed of Trust, Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000014978
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Jul 22, 2021
Property Address	107 BERROW, WILLIAMSBURG, VA 23188-9155
Document Number	210014978
Instrument Date	Jun 28, 2021
Instrument	210014978
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BERROW, WILLIAMSBURG, VA 23188-9155

Mortgage

Document Number	0210014979
Date	Jul 22, 2021
Instrument	210014979

Lender

Name	REVERSE MORTGAGE SOLUTIONS INC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	820 Months
Due	Nov 11, 2089

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	107 BERROW, WILLIAMSBURG, VA 23188-9155
Document Number	0000002926
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BERROW WILLIAMSBURG VA 231889155, WILLIAMSBURG, VA 23188-9155

Mortgage

Document Number	0000002926
Date	Feb 28, 2019
Instrument	2926

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	840 Months
Due	Feb 27, 2089

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 107 Berrow was $4,243, up 8.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (+8.43%)	$661,300 Land $211,300 Building $450,000	$661,300 Land $211,300 Building $450,000
2024	$3,913.00 (+10.16%)
2023	$3,552.00 (-22.11%)	$549,500 Land $160,500 Building $389,000	$549,500 Land $160,500 Building $389,000
2022	$4,560.00
2019	$4,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Berrow in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Berrow is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Berrow

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