108 Bent Tree Ln, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 108 Bent Tree Ln, Ovilla, TX 75154

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,261 sqft · built 1998
Lot Size	0.736 acres (32,060 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Feb 2020)
Tax Bill	$9,607 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R205549`

Property Details

APN / Parcel Number

Primary APN	`R205549`
Alternative APNs	`62318090101100108` `205549`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,261 sqft Living Area
Gross Area	5,212 sqft
1st Floor Area	3,333 sqft
2nd Floor Area	928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,060 sqft (0.736 acres)
Lot Depth	190 ft Depth
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	327 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 BENT TREE LN
City	RED OAK
State	TX
Zip	75154-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK A CUMBERLAND FOREST PH 2 0.736 AC
Legal Subdivision	CUMBERLAND FOREST PH 2
Legal Block	A
Legal Lot Number	11
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1029
Census Tract	60221

Owner

108 Bent Tree Ln is owned and occupied by an individual who bought it in February 2020.

Source: Ellis County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	108 BENT TREE LN, RED OAK, TX 75154-3316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF GRANBURY
Feb 13, 2020	Warranty Deed, Transfer HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Deed Document Number	20204970
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	0000004970
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	108 BENT TREE LN, RED OAK, TX 75154-3316
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2125003
Date	Jun 8, 2021
Instrument	2125003

Lender

Name	FIRST NATIONAL BANK OF GRANBURY
Type	Bank
Address	GRANBURY, TX 76049

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 13, 2020
Property Address	108 BENT TREE LN, RED OAK, TX 75154-3316
Document Number	0000004970
Instrument Date	Feb 11, 2020
Instrument	4970
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BENT TREE LN OVILLA TX 751543316, OVILLA, TX 75154-3316

Mortgage

Document Number	4971
Date	Feb 13, 2020
Instrument	4971

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 108 Bent Tree Ln was $9,607 with a homeowner's exemption, down 0.3% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,736 (+0.62%) Land $130,000 Building $473,736	$603,736 (+0.62%) Land $130,000 Building $473,736
2025	$9,607.00 (-0.26%) Homeowner's exemption	$600,000 Land $140,000 Building $460,000	$600,000 Land $140,000 Building $460,000
2024	$9,632.00 (-5.24%)
2023	$10,165.00 Homeowner's exemption	$600,000 Land $135,000 Building $465,000	$600,000 Land $135,000 Building $465,000
2018	$13,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Bent Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2018–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Bent Tree Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVILLA serves 4,532 people · EPA ID TX0700067
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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