103 Bent Tree Ln, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 103 Bent Tree Ln, Ovilla, TX 75154

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,292 sqft · built 1998
Lot Size	0.843 acres (36,721 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Feb 2019)
Tax Bill	$13,462 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R205544`

Property Details

APN / Parcel Number

Primary APN	`R205544`
Alternative APNs	`62318090101800108` `205544`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,292 sqft Living Area
Gross Area	7,221 sqft
1st Floor Area	4,320 sqft
2nd Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	36,721 sqft (0.843 acres)
Lot Depth	259 ft Depth
Garage Type	Attached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	68 sqft
Deck Area	672 sqft
Patio Area	837 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 BENT TREE LN
City	RED OAK
State	TX
Zip	75154-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK A CUMBERLAND FOREST PH 2 .843 AC
Legal Subdivision	CUMBERLAND FOREST PH 2
Legal Block	A
Legal Lot Number	18
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1029
Census Tract	60221

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 BENT TREE LN, RED OAK, TX 75154-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Dec 1, 2020	Deed of Trust, Mortgage INTEGRITY MTG /TX
Dec 1, 2019	Loan Modification, Mortgage CREDIT UNION MEMBERS MTG
Feb 20, 2019	Warranty Deed, Transfer CREDIT UNION MEMBERS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	20194564
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000004564
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	103 BENT TREE LN, RED OAK, TX 75154-3317
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BENT TREE LN, OVILLA, TX 75154-3317

Mortgage

Document Number	2127143
Date	Jun 21, 2021
Instrument	2127143

Lender

Name	BBVA USA
Type	Bank
Address	IRVING, TX 75062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	103 BENT TREE LN, RED OAK, TX 75154-3317
Document Number	0000045825
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BENT TREE LN OVILLA TX 751543317, OVILLA, TX 75154-3317

Mortgage

Document Number	0000045825
Date	Dec 10, 2020
Instrument	45825

Lender

Name	INTEGRITY MTG /TX
Type	Mortgage Company
Address	HEATH, TX 75032

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	103 BENT TREE LN, RED OAK, TX 75154-3317
Document Number	0000036731
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 BENT TREE LN OVILLA TX 751543317, OVILLA, TX 75154-3317

Mortgage

Document Number	0000036731
Date	Dec 5, 2019
Instrument	36731

Lender

Name	CREDIT UNION MEMBERS MTG
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.89%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 20, 2019
Property Address	103 BENT TREE LN, RED OAK, TX 75154-3317
Document Number	0000004564
Instrument Date	Feb 15, 2019
Instrument	4564
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	TOWN SQUARE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1415 LEVEE LN CEDAR HILL TX 751044009, CEDAR HILL, TX 75104-4009

Mortgage

Document Number	4565
Date	Feb 20, 2019
Instrument	4565

Lender

Name	CREDIT UNION MEMBERS MTG
Type	Credit Union
Address	ADDISON, TX 75001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,620 (-5.64%) Land $130,000 Building $633,620	$763,620 (-7.58%) Land $130,000 Building $633,620
2025	$13,462.00 (+5.59%) Homeowner's exemption	$809,249 (+7.28%)	$826,260 (+9.54%) Land $140,000 Building $686,260
2024	$12,749.00 (-3.26%)
2023	$13,179.00 (+4.24%) Homeowner's exemption	$754,319 Land $135,000 Building $619,319	$754,319 Land $135,000 Building $619,319
2018	$12,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2018–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVILLA serves 4,532 people · EPA ID TX0700067
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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