Ocean County and Ocean Township property record for 108 Adriatic Ave, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 2004 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,000 (Aug 2016) |
| Tax Bill | $7,945 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2026 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00176-0000-00004-02 |
| Primary APN | 21-00176-0000-00004-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,778 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 108 ADRIATIC AVE |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-BH |
| Legal Description | 75X150 |
| Legal Subdivision | SOIL CONSERVATION |
| Legal Block | 176 |
| Legal Lot Number | 4.2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 ADRIATIC AVE, WARETOWN, NJ 08758-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Oct 7, 2020 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2016 · Amount on Record |
| Deed Sale | Aug 5, 2016 · Amount on Record |
| Prior Sale | Dec 30, 2004 · Amount on Record |
| Deed Document Number | 201677828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 108 ADRIATIC AVE, WARETOWN, NJ 08758-2422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 ADRIATIC AVE, OCEAN TOWNSHP, NJ 07723 |
| Document Number | 0202970780 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 20297/780 |
| Instrument | 2026015715 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 108 ADRIATIC AVE, WARETOWN, NJ 08758-2422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 ADRIATIC AVE, WARETOWN, NJ 08758-2422 |
| Document Number | 0202850452 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 20285/452 |
| Instrument | 2026012078 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 108 ADRIATIC AVE, WARETOWN, NJ 08758-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170991976 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 17099/1976 |
| Instrument | 2018041695 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 7, 2020 |
| Property Address | 108 ADRIATIC AVE, WARETOWN, NJ 08758-2422 |
| Document Number | 0180900279 |
| Book / Page | 18090 / 279 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020113720 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | COASTLINE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,071.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 BAYVIEW DR, 22, WARETOWN, NJ 08758-2812 |
| Name | Verified Name |
|---|---|
| Address | 108 ADRIATIC AVE, WARETOWN, NJ 08758-2422 |
| Document Number | 2020113721 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020113721 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,500 (-) Land $116,300 Building $387,200 | $503,500 (-) Land $116,300 Building $387,200 | |
| 2025 | $7,945.00 (+4.58%) | $503,500 (+60.97%) Land $116,300 Building $387,200 | $503,500 (+60.97%) Land $116,300 Building $387,200 |
| 2024 | $7,597.00 (+11.77%) | ||
| 2023 | $312,800 Land $80,100 Building $232,700 | $312,800 Land $80,100 Building $232,700 | |
| 2022 | $6,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 120 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 51 condo units |
| Nearby Flood Claims | 39 (1992–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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