108 3rd St, Keystone, IA 52249 Property Records

Benton County property record for 108 3rd St, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1964
Lot Size	0.195 acres (8,520 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Jan 2020)
Tax Bill	$1,456 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09012450`

Property Details

APN / Parcel Number

Primary APN	`09012450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	500 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,520 sqft (0.195 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 3RD ST
City	KEYSTONE
State	IA
Zip	52249-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANZENBURGS 1ST ADD LOT 8
Legal Subdivision	FRANZENBURGS 1ST
Legal Lot Number	8
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3047
Census Tract	960600

Owner

Source: Benton County records · APN 09012450

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 3RD ST, KEYSTONE, IA 52249-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Jan 28, 2015 · Amount on Record
Deed Document Number	0000200249
Deed Book / Page	20 / 0249
Record Updated	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jan 17, 2020
Property Address	108 3RD ST, KEYSTONE, IA 52249-9500
Document Number	0000200249
Instrument Date	Jan 17, 2020
Instrument	20-0249
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 3RD AVE, KEYSTONE, IA 52249-7705

Mortgage

Document Number	0000200250
Date	Jan 17, 2020
Instrument	20-0250

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,100 (+1.82%) Land $18,100 Building $116,000	$134,100 (+1.82%) Land $18,100 Building $116,000
2024	$1,456.00 (+19.93%)
2023		$131,700 (+32.63%) Land $18,400 Building $113,300	$131,700 (+32.63%) Land $18,400 Building $113,300
2022	$1,214.00 Homeowner's exemption	$99,300 Land $14,700 Building $84,600
2021			$99,300 Land $14,700 Building $84,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 22, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Keystone Farmers Cooperative Telephone Company Fiber	250 / 250
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KEYSTONE WATER SUPPLY serves 599 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.