404 3rd St, Keystone, IA 52249 Property Records

Benton County property record for 404 3rd St, Keystone, IA 52249 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,197 sqft · built 1946
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2025)
Tax Bill	$1,204 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09012350`

Property Details

APN / Parcel Number

Primary APN	`09012350`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 3RD ST
City	KEYSTONE
State	IA
Zip	52249-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRED HAMANNS ADD W 1/2 LOTS 5 & 6 BLK 3
Legal Subdivision	HAMMANS
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3057
Census Tract	960600

Owner

Source: Benton County records · APN 09012350

Assessment roll updated May 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 3RD ST, KEYSTONE, IA 52249-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 24, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage GREENSTATE CU
Nov 30, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage LINN AREA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Oct 24, 2024
Deed Document Number	25-3989
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Oct 17, 2025
Property Address	404 3RD ST, KEYSTONE, IA 52249-9516
Document Number	0000253989
Instrument Date	Oct 15, 2025
Instrument	25-3989
Transaction Type	Transfer
Record Updated	Dec 01, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD ST, KEYSTONE, IA 52249-9516

Mortgage

Document Number	0000253990
Date	Oct 17, 2025
Instrument	25-3990

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON IA
Recording Date	Oct 24, 2024
Property Address	404 3RD ST, KEYSTONE, IA 52249-9516
Document Number	0000243682
Instrument Date	Oct 08, 2024
Instrument	24-3682
Transaction Type	Transfer
Record Updated	Dec 01, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD ST, KEYSTONE, IA 52249-9516

Mortgage

Document Number	0000243683
Date	Oct 24, 2024
Instrument	24-3683

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 01, 2025

November 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BENTON IA
Recording Date	Nov 30, 2022
Property Address	404 3RD ST, KEYSTONE, IA 52249-9516
Document Number	0000225146
Instrument Date	Nov 25, 2022
Instrument	22-5146
Transaction Type	Foreclosure
Record Updated	Dec 01, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 3RD ST, KEYSTONE, IA 52249-9516

Mortgage

Document Number	0000225147
Date	Nov 30, 2022
Instrument	22-5147

Lender

Name	LINN AREA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated May 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,700 (+0.81%) Land $18,100 Building $93,600	$111,700 (+0.81%) Land $18,100 Building $93,600
2024	$1,204.00 (+14.89%)
2023		$110,800 (+27.36%) Land $17,800 Building $93,000	$110,800 (+27.36%) Land $17,800 Building $93,000
2022	$1,048.00 Homeowner's exemption	$87,000 Land $14,200 Building $72,800
2021			$87,000 Land $14,200 Building $72,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (19011C), updated September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Keystone Farmers Cooperative Telephone Company	Fiber	250 / 250
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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