Benton County property record for 108 3rd Ave NE, Saint Cloud, MN 56304 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
|---|---|
| Architecture Style | Multifamily |
| Lot Size | 19,765 sqft (0.453 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,100,000 (2024) |
| Tax Bill | $20,176.00 (2026) |
| Primary APN | 17.00576.00 |
|---|
| Units | 25 Units |
|---|
| Architectural Style | Multifamily Style |
|---|---|
| Lot Area | 19,765 sqft (0.453 acres) |
| Street Address | 108 3RD AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0469 |
| Property Usage | Commercial Property Usage |
| Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Legal Description | SECT-35 TWP-036 RANGE-031 RIVER-SIDE BLOCK-00A PART OF BLK A OF RIVERSIDE & SELY PART LOT 2 & SELY PT OF LOT 3 BLK 15 ST |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD PARK |
| Legal Block | A |
| Legal Lot Number | 2-3 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00576.00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 108 3RD AVE NE, SAINT CLOUD, MN 56304-0469 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage THE GAMADES FAMILY TRUST |
| Feb 13, 2024 | Deed, Transfer · Commercial Mortgage ST COLUD FINANCIAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Feb 13, 2024 · Amount on Record |
| Deed Doc Number | 2024470447 |
| Prior Transfer Date | Oct 31, 2023 |
| Prior Transfer Doc | 0000470445 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 108 3RD AVE NE, SAINT CLOUD, MN 56304-0469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000470450 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 470450 |
| Name | THE GAMADES FAMILY TRUST |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 57 Months |
| Due | Nov 01, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Feb 13, 2024 |
| Property Address | 108 3RD AVE NE, SAINT CLOUD, MN 56304-0469 |
| Document Number | 0000470445 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 470445 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | BURNET TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6516 VIRGINIA SQ, ARLINGTON, TX 76017-4947 |
| Document Number | 0000470448 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 470448 |
| Name | ST COLUD FINANCIAL CREDIT UNION |
|---|---|
| Address | SARTELL, MN 56377 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Nov 06, 2028 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,176.00 (+12.87%) | $1,038,200 (-) Land $150,000 Building $888,200 | $1,038,200 (-) Land $150,000 Building $888,200 |
| 2025 | $17,876.00 (+22.99%) | $1,038,200 (-) Land $150,000 Building $888,200 | $1,038,200 (-) Land $150,000 Building $888,200 |
| 2023 | $14,534.00 | $1,038,200 Land $150,000 Building $888,200 | $1,038,200 Land $150,000 Building $888,200 |
108 3rd Ave NE is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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