Whatcom County property record for 108 2nd St, Sumas, WA 98295
| Property Type | Commercial |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Aug 2019) |
| Tax Bill | $210 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 410434-532214-0000 |
| Primary APN | 410434-532214-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|
| Account Number | 158939 |
|---|---|
| Street Address | 108 SECOND ST |
| City | SUMAS |
| State | WA |
| Zip | 98295 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | BG |
| Legal Description | JOHNSONS ADD TO SUMAS E 30 FT OF LOT 14-W 1/2 OF LOT 15 BLK 18 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 34 |
| Legal Subdivision | JOHNSONS ADD TO SUMAS |
| Legal Block | 18 |
| Legal Lot Number | 14 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10202 |
108 2nd St, a commercial property, is owned by a company that bought it in August 2019.
Source: Whatcom County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4638 CELIA WAY, 202, BELLINGHAM, WA 98226-7478 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMANDEEP SINGH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Deed Document Number | 2019803583 |
| Prior Transfer Date | Jun 6, 2012 |
| Prior Transfer Doc | 0000100635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 108 2ND ST, SUMAS, WA 98295 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000502411 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-0502411 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79925 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 27, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 28, 2019 |
| Property Address | 108 2ND ST, SUMAS, WA 98295-0109 |
| Document Number | 2190803583 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 803583 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4638 CELIA WAY #202 BELLINGHAM WA 982267478, 202, BELLINGHAM, WA 98226-7478 |
| Document Number | 2190803584 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 803584 |
| Name | AMANDEEP SINGH |
|---|---|
| Address | 208 7110 120TH ST |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 108 2nd St was $210.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210.00 | $21,591 Land $21,591 | $21,591 Land $21,591 |
| 2022 | $20,776 Land $20,776 | $20,776 Land $20,776 | |
| 2021 | $259.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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