108 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 108 2nd St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,637 sqft · built 1906
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2021)
Tax Bill	$2,296 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035 131`

Property Details

APN / Parcel Number

Primary APN	`035 131`
Alternative APN	`6332280`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,637 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	120 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6332280
Old Parcel Number	035 131
Street Address	108 2ND ST
City	SPENCER
State	NC
Zip	28159-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 BLK 7 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	7
Legal Lot Number	10
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2023
Census Tract	50700

Owner

Source: Rowan County records · APN 035 131

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 2ND ST, SPENCER, NC 28159-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Sep 06, 2013 · Amount on Record
Deed Document Number	0001369990
Deed Book / Page	1369 / 990
Record Updated	Jun 07, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 10, 2021
Property Address	108 2ND ST, SPENCER, NC 28159-2317
Document Number	0013690990
Book / Page	1369 / 990
Map Reference	MB 9995 PG 3
Instrument Date	Mar 09, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 2ND ST, 108, SPENCER, NC 28159-2317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4999 GLEN COVE DR, SOUTHPORT, NC 28461-7443

Mortgage

Document Number	1369991
Date	Mar 10, 2021
Instrument	1369/991

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,296.00	$203,258 Land $19,200 Building $184,058	$203,258 Land $19,200 Building $184,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.