108 2nd St, Earling, IA 51530 Property Records

Shelby County property record for 108 2nd St, Earling, IA 51530

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 920 sqft · built 1964
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$28,000 (Sep 2007)
Tax Bill$156 (2026)
Deeds & MortgagesSep 2007 Foreclosure
Flood ZoneZone X (minimal risk)
APN832300001071

Property Details

APN / Parcel Number

Primary APN832300001071

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Building Area920 sqft Total Area
Basement Area920 sqft
Unfinished Basement920 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeManufactured
Roof TypeGable
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address108 2ND ST
CityEARLING
StateIA
Zip51530-5432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN E 55' LTS 7 & 8 BLK 1
Legal SubdivisionORIGINAL TOWN
Legal Block1
Legal Lot Number7,8
JurisdictionSHELBY IA
Township / Civil DivisionWESTPHALIA
Census Block Group4
Census Block4134
Census Tract960200

Owner

108 2nd St is owned by two individuals who bought it in September 2007.

Source: Shelby County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address112 2ND ST, EARLING, IA 51530-5432
Owner TypeIndividual
VestingSurvivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2007 · Amount on File
Deed SaleSep 6, 2007 · Amount on File
Deed Document Number20072438
Record UpdatedOct 29, 2026

September 2007: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionSHELBY IA
Recording DateSep 6, 2007
Property Address108 2ND ST, EARLING, IA 51530-5432
Document Number0020072438
Instrument DateAug 31, 2007
Instrument2007-2438
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 2ND ST, EARLING, IA 51530-5432

Mortgage

Document Number0020072439
DateSep 6, 2007
Instrument2007-2439
Lender
NameFARMERS TRUST & SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 31, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 108 2nd St was $156, up 1.3% from the year before.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyShelby County
MunicipalityEarling City
Unified School DistrictHarlan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156.00 (+1.3%)$8,143 (-) Land $8,143$8,143 (-) Land $8,143
2025$154.00$8,143 Land $8,143$8,143 Land $8,143
2024$154.00
2023$9,048$9,048

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 2nd St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEARLING WATER SUPPLY
serves 397 people · EPA ID IA8320098
Water SourcePurchased groundwater from REGIONAL WATER
Last State InspectionJan 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Farmers Mutual Cooperative Telephone
Fiber
400 / 100
Starlink
Satellite
280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 2nd St

Nearby Streets

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