262 2nd St, Earling, IA 51530 Property Records

Shelby County property record for 262 2nd St, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,303 sqft · built 1948
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Jul 2019)
Tax Bill	$2,378 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`832300003130`

Property Details

APN / Parcel Number

Primary APN	`832300003130`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,303 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	262 2ND ST
City	EARLING
State	IA
Zip	51530-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LT 13 BLK 3
Legal Subdivision	ORIGINAL TOWN
Legal Block	3
Legal Lot Number	13
Jurisdiction	SHELBY IA
Township / Civil Division	WESTPHALIA
Census Block Group	4
Census Block	4130
Census Tract	960200

Owner

262 2nd St is owned by an individual who bought it in July 2019.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	404 RAILROAD AVE, DOW CITY, IA 51528-3430
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit SHELBY COUNTY STATE BANK
Jul 18, 2019	Warranty Deed, Transfer · Balloon Mortgage SHELBY COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	20191063
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0020191064
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	262 2ND ST, EARLING, IA 51530-5417
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 RAILROAD AVE, DOW CITY, IA 51528-3430

Mortgage

Document Number	0020231281
Date	Aug 15, 2023
Instrument	2023-1281

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Jul 18, 2019
Property Address	262 2ND ST, EARLING, IA 51530-5417
Document Number	0020191063
Instrument Date	Jul 17, 2019
Instrument	2019-1063
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 RAILROAD AVE, DOW CITY, IA 51528-3430

Mortgage

Document Number	0020191064
Date	Jul 18, 2019
Instrument	2019-1064

Lender

Name	SHELBY COUNTY STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 262 2nd St was $2,378, up 24.6% from the year before.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Earling City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,378.00 (+24.63%)	$123,442 (-) Land $9,188 Building $114,254	$123,442 (-) Land $9,188 Building $114,254
2025	$1,908.00 (-2.9%)	$123,442 Land $9,188 Building $114,254	$123,442 Land $9,188 Building $114,254
2024	$1,965.00
2023		$100,999 (+51.45%) Land $9,188 Building $91,811	$100,999 Land $9,188 Building $91,811
2022	$1,396.00	$66,687 Land $7,875 Building $58,812
2021			$66,687 Land $7,875 Building $58,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLING WATER SUPPLY serves 397 people · EPA ID IA8320098
Water Source	Purchased groundwater from REGIONAL WATER
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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