10797 Prestige Dr, Lerna, IL 62440 Property Records

Coles County property record for 10797 Prestige Dr, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,933 sqft · built 1977
Lot Size	1.22 acres (53,235 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Jun 2020)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0-01685-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-01685-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,933 sqft Base Area
1st Floor Area	1,933 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	53,235 sqft (1.22 acres)
Lot Dimensions	315 ft deep x 169 ft wide
Garage Type	Detached
Garage Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10797 PRESTIGE DR
City	LERNA
State	IL
Zip	62440-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY HILLS EAST LOT 06
Legal Subdivision	HICKORY HILLS EAST SUBDIVISION
Legal Lot Number	6
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5024
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10797 PRESTIGE DR, LERNA, IL 62440-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	2020788448
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Jun 25, 2020
Property Address	10797 PRESTIGE DR, LERNA, IL 62440-2218
Document Number	202000788448
Instrument Date	Jun 22, 2020
Instrument	202000788448
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10797 PRESTIGE DR, LERNA, IL 62440-2218

Mortgage

Document Number	202000788449
Date	Jun 25, 2020
Instrument	202000788449

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (+27.39%)	$74,804 (+22.32%) Land $9,473 Building $65,331	$224,412 (+22.32%) Land $28,419 Building $195,993
2023		$61,153 Land $7,744 Building $53,409	$183,459 Land $23,232 Building $160,227
2020	$3,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN ILLINOIS UNIVERSITY state or territorial government · serves 5,500 people · EPA ID IL0295500
Water Source	Purchased surface water from CHARLESTON
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 5

May also be available: Nextlink, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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