Coles County property record for 10790 Prestige Dr, Lerna, IL 62440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,676 sqft · built 1975 |
| Lot Size | 0.443 acres (19,278 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Jun 2014) |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0-01683-000 |
| Primary APN | 06-0-01683-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,676 sqft Base Area |
| 1st Floor Area | 1,676 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 19,278 sqft (0.443 acres) |
| Lot Dimensions | 126 ft deep x 153 ft wide |
| Garage Type | Basement |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|
| Street Address | 10790 PRESTIGE DR |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY HILLS EAST LOT 04 |
| Legal Subdivision | HICKORY HILLS EAST SUB |
| Legal Lot Number | 4 |
| Jurisdiction | COLES IL |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 200 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10790 PRESTIGE DR, LERNA, IL 62440-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2014 · Amount on Record |
| Deed Sale | Jun 13, 2014 · Amount on Record |
| Prior Sale | Nov 4, 2005 · Amount on Record |
| Deed Document Number | 2014751932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 10790 PRESTIGE DR, LERNA, IL 62440-2219 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900783334 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 201900783334 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 18, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 (+16.16%) | $54,732 (+22.32%) Land $9,473 Building $45,259 | $164,196 (+22.32%) Land $28,419 Building $135,777 |
| 2023 | $44,744 Land $7,744 Building $37,000 | $134,232 Land $23,232 Building $111,000 | |
| 2020 | $2,476.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN ILLINOIS UNIVERSITY state or territorial government · serves 5,500 people · EPA ID IL0295500 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL | 50 / 5 |
May also be available: Nextlink, Watch TV.
5G (outdoors only) and 4G LTE
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