10795 Andrea Ter, Unit B, Santee, CA 92071 Property Records

San Diego County property record for 10795 Andrea Ter, Unit B, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,017 sqft · built 1986
Lot Size	2.01 acres (87,896 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Apr 2021)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`384-470-22-48`

Property Details

APN / Parcel Number

Primary APN	`384-470-22-48`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,017 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Tile
Lot Area	87,896 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10795 ANDREA TER, B
City	SANTEE
State	CA
Zip	92071-5631
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R14
Legal Description	LOT 3 US 48PER DOC85-167686&UND INT IN TR 011189
Legal Subdivision	84-09 SANTEE
Legal Tract	011189
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10795 ANDREA TER, B, SANTEE, CA 92071-5631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 12, 2021	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Nov 9, 1989 · Amount on File
Deed Document Number	2021283500
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	0000309545
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10795 ANDREA TER UNIT B, B, SANTEE, CA 92071-5631
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10795 ANDREA TER B, B, SANTEE, CA 92071-5631

Mortgage

Document Number	0000338131
Date	Aug 23, 2022
Instrument	2022-0338131

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2021
Property Address	10795 ANDREA TER UNIT B, B, SANTEE, CA 92071-5631
Document Number	0000283500
Map Reference	MAP 11189
Instrument Date	Apr 6, 2021
Instrument	2021-0283500
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10795 ANDREA TER UNIT B, B, SANTEE, CA 92071-5631

Mortgage

Document Number	0000283501
Date	Apr 12, 2021
Instrument	2021-0283501

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2020
Property Address	10795 ANDREA TER UNIT B, B, SANTEE, CA 92071-5631
Document Number	0000309545
Instrument Date	May 15, 2020
Instrument	309545
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10795 ANDREA TER #B SANTEE CA 920715631, B, SANTEE, CA 92071-5631

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2018
Property Address	10795 ANDREA TER UNIT B, B, SANTEE, CA 92071-5631
Document Number	0000206935
Map Reference	MAP 11189
Instrument Date	May 15, 2018
Instrument	2018-0206935
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4776 QUITO CT, SAN DIEGO, CA 92124-2450

Mortgage

Document Number	0000206936
Date	May 22, 2018
Instrument	2018-0206936

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,269 (+2%) Land $176,635 Building $303,634
2025	$5,595.00 (+4.36%) Homeowner's exemption	$470,853 (+4.04%) Land $173,172 Building $297,681
2023	$5,361.00 (+0.75%) Homeowner's exemption	$452,572 Land $166,449 Building $286,123
2022	$5,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1980–1995)
Most Recent Claim	Feb 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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