1077 Shaffer Trl, Oviedo, FL 32765 Property Records

Seminole County property record for 1077 Shaffer Trl, Oviedo, FL 32765 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 1986
Lot Size	0.192 acres (8,367 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Dec 2025)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-21-31-5HM-0000-1260`

Property Details

APN / Parcel Number

Primary APN	`22-21-31-5HM-0000-1260`
Alternative APN	`2131225HM00001260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,491 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,367 sqft (0.192 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	26 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1077 SHAFFER TRL
City	OVIEDO
State	FL
Zip	32765-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 126 ALAFAYA WOODS PH 1 UNIT A PB 31 PGS 80 TO 85
Legal Range	31E
Legal Township	21S
Legal Section	22
Legal Subdivision	ALAFAYA WOODS PHASE 1 - UNIT A
Legal Tract	5HM
Legal Lot Number	126
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3007
Census Tract	21320

Owner

Source: Seminole County records · APN 22-21-31-5HM-0000-1260

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1077 SHAFFER TRL, OVIEDO, FL 32765-7018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	2025123800
Deed Book / Page	10951 / 6
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 11, 2025
Property Address	1077 SHAFFER TRL, OVIEDO, FL 32765-7018
Document Number	0109510006
Book / Page	10951 / 6
Map Reference	MB 31 PG 80
Instrument Date	Dec 11, 2025
Instrument	2025123800
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FIRST SERVICE TITLE, FIRST SVC TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1078 SHAFFER TRL, OVIEDO, FL 32765-7016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 SHAFFER TRL, OVIEDO, FL 32765-7018

Mortgage

Document Number	0000109517
Date	Dec 11, 2025
Instrument	10951/7

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 25, 2023
Property Address	1077 SHAFFER TRL, OVIEDO, FL 32765-7018
Document Number	0104280818
Book / Page	10428 / 818
Map Reference	MB 31 PG 80-85
Instrument Date	Mar 16, 2023
Instrument	2023037825
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	MORTGAGE TITLE SERVICES INC, MORGAGEE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7210 N MANHATTAN AVE, TAMPA, FL 33614-3712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 SHAFFER TRL, OVIEDO, FL 32765-7018

Mortgage

Document Number	0010428826
Date	Apr 25, 2023
Instrument	10428/826

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

December 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 30, 2022
Property Address	1077 SHAFFER TRL, OVIEDO, FL 32765-7018
Document Number	0103690700
Book / Page	10369 / 700
Map Reference	MB 31 PG 80-85
Instrument Date	Dec 29, 2022
Instrument	2022139576
Transaction Type	Foreclosure
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6210 44TH ST N STE 18, 18, PINELLAS PARK, FL 33781-5941

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,983.00 (-2.04%)	$335,030 (+6.4%)	$338,429 (+7.48%) Land $115,000 Building $223,429
2023	$5,087.00 (+281.33%)	$314,886 (+162.49%)	$314,886 (+9.17%) Land $104,000 Building $210,886
2022	$1,334.00 Homeowner's exemption	$119,963	$288,439 Land $85,000 Building $203,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 54 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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