1079 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1079 Cottingham Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1966
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Dec 2024)
Tax Bill	$4,463 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`517-08-00-020`

Property Details

APN / Parcel Number

Primary APN	`517-08-00-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,660 sqft Living Area
1st Floor Area	1,500 sqft
Upper Floors Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	170 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1079 COTTINGHAM DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 5 BLK A
Legal Subdivision	COOPER ESTATES
Legal Block	A
Legal Lot Number	5
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4607

Owner

Source: Charleston County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1079 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 6, 2019	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Dec 6, 2019 · Amount on Record
Deed Book / Page	1284 / 546
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	01510302
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1079 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 COTTINGHAM DR, MT PLEASANT, SC 29464-3503

Mortgage

Document Number	0010560183
Date	Nov 30, 2021
Book Page	1056/183

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1079 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0952/0632
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 COTTINGHAM DR MOUNT PLEASANT SC 294643503, MOUNT PLEASANT, SC 29464-3503

Mortgage

Document Number	0952/0632
Date	Jan 20, 2021
Book Page	000952/000632

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 6, 2019
Property Address	1079 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0844/0941
Book / Page	000844 / 000941
Instrument Date	Dec 3, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$492.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1079 COTTINGHAM DR MOUNT PLEASANT SC 294643503, MOUNT PLEASANT, SC 29464-3503

Mortgage

Document Number	844/0942
Date	Dec 6, 2019
Book Page	000844/000942

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1079 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0749/0541
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 COTTINGHAM DR MOUNT PLEASANT SC 294643503, MOUNT PLEASANT, SC 29464-3503

Mortgage

Document Number	0749/0541
Date	Sep 26, 2018
Book Page	000749/000541

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,463.00 (+124.84%)
2024	$1,985.00 (+9.01%)	$19,680 (-)
2022	$1,821.00	$19,680	$492,000 (-) Land $284,900 Building $207,100
2020			$492,000 Land $284,900 Building $207,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	16 (1979–2018)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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