1076 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1076 Cottingham Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,563 sqft · built 1964
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Aug 2015)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-08-00-023`

Property Details

APN / Parcel Number

Primary APN	`517-08-00-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Shed	1 Shed
Shed Area	49 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1076 COTTINGHAM DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 7 BLK F
Legal Subdivision	COOPER ESTATES
Legal Block	F
Legal Lot Number	7
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3008
Census Tract	4607

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1076 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3583
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Deed Book / Page	498 / 530
Last Transfer Date	May 6, 2022
Transfer Doc	0011140868
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jun 7, 2022
Property Address	1076 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3583
Document Number	0011140868
Book / Page	1114 / 868
Map Reference	MB S PG 105
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 COTTINGHAM DR, MT PLEASANT, SC 29464-3583

Mortgage

Document Number	0001114869
Date	Jun 7, 2022
Instrument	1114/869

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	1076 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3583
Document Number	0653/0892
Book / Page	000653 / 000892
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 COTTINGHAM DR MOUNT PLEASANT SC 294643583, MOUNT PLEASANT, SC 29464-3583

Mortgage

Document Number	0653/0892
Date	Jul 21, 2017
Book Page	000653/000892

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1076 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3583
Document Number	0646/0003
Book / Page	000646 / 000003
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 COTTINGHAM DR MOUNT PLEASANT SC 294643583, MOUNT PLEASANT, SC 29464-3583

Mortgage

Document Number	0646/0003
Date	Jun 19, 2017
Book Page	000646/000003

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+11.85%)	$456,263 (+2,775%) Land $263,420 Building $192,843	$845,800 (+84.27%) Land $318,800 Building $527,000
2024	$1,646.00 (+9.73%)	$15,870 (-)
2022	$1,500.00	$15,870	$459,000 (-) Land $265,000 Building $194,000
2020			$459,000 Land $265,000 Building $194,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	89 (1982–2025)
Claims Outside the SFHA	36 of 89
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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