10789 Ruger Rd, Willis, TX 77378 Property Records

Montgomery County property record for 10789 Ruger Rd, Willis, TX 77378

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,130 sqft
Lot Size	1.99 acres (87,103 sqft)
Owner	Company Name on Record
Tax Bill	$13,975 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8282-03-08600`

Property Details

APN / Parcel Number

Primary APN	`8282-03-08600`
Alternative APN	`R517418`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,130 sqft Living Area
1st Floor Area	2,787 sqft
2nd Floor Area	343 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	87,103 sqft
View / Lot	Front
Porch	Open Concrete/Masonry Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10789 RUGER RD
City	WILLIS
State	TX
Zip	77378-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S828203 - REPUBLIC GRAND RANCH 03, BLOCK 3, LOT 9
Legal Subdivision	REPUBLIC GRAND RANCH 03
Legal Block	3
Legal Lot Number	9
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	1
Census Block	1015
Census Tract	694107

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25313 INTERSTATE 45, SPRING, TX 77380-3534
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITADEL SERVICING CORPORATION
Oct 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Mar 9, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022
Deed Sale	Mar 9, 2022
Deed Document Number	202229744
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10789 RUGER RD, WILLIS, TX 77378-3218
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	MCKNIGHT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25313 INTERSTATE 45, SPRING, TX 77380-3534

Mortgage

Document Number	0000098684
Date	Sep 25, 2025
Instrument	2025098684

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10789 RUGER RD, WILLIS, TX 77378-3218
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25313 INTERSTATE 45, SPRING, TX 77380-3534

Mortgage

Document Number	0000094086
Date	Oct 2, 2023
Instrument	2023094086

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2025

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 9, 2022
Property Address	10789 RUGER RD, WILLIS, TX 77378-3218
Document Number	0000029744
Map Reference	CAB Z SH 7393
Instrument Date	Mar 1, 2022
Instrument	2022029744
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BLUEGILL PL, MONTGOMERY, TX 77316-6413
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$916,751 (-6.52%) Land $165,967 Building $750,784	$916,751 (-6.52%) Land $165,967 Building $750,784
2025	$13,975.00 (+597.01%)	$980,672 (+717.39%) Land $165,967 Building $814,705	$980,672 (+40.22%) Land $165,967 Building $814,705
2024	$2,005.00 (+23.38%)	$119,976 (+2%) Land $165,967 Building $533,437	$699,404 (+599.54%) Land $165,967 Building $533,437
2023	$1,625.00	$99,980 Land $99,980	$99,980 Land $99,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruger Rd

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