McHenry County property record for 10786 Cape Cod Ln, Huntley, IL 60142
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,022 sqft · built 2001 |
| Lot Size | 3.96 acres (172,681 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Nov 2010) |
| Tax Bill | $6,307 (2024) |
| Deeds & Mortgages | Mar 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-334-005 |
| Primary APN | 18-34-334-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 4 Units |
| Building Area | 2,022 sqft Living Area |
| Basement Area | 641 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 172,681 sqft (3.96 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 49 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10786 CAPE COD LN |
|---|---|
| City | HUNTLEY |
| State | IL |
| Zip | 60142-6779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2010R0052361 UNIT 30-1 THE TOWNES OF WING POINTE CONDO SUPPL 3 (E PT LT 2 THE TOWNES OF WING POINTE) MEMO: ADMINISTRATORS OF THE EST OF BALUN, THEODORE G |
| Legal Subdivision | THE TOWNES OF WING POINTE CONDO |
| Legal Lot Number | 2 |
| Legal Unit | 30-1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 871115 |
Source: McHenry County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10786 CAPE COD LN, HUNTLEY, IL 60142-6779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2010 · Amount on Record |
| Deed Sale | Nov 17, 2010 · Amount on Record |
| Prior Sale | Feb 10, 2009 · Amount on Record |
| Deed Document Number | 201052361 |
| Prior Transfer Date | May 29, 2009 |
| Prior Transfer Doc | 0000027877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 10786 CAPE COD LN, HUNTLEY, IL 60142-6779 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10786 CAPE COD LN, HUNTLEY, IL 60142-6779 |
| Document Number | 0000007616 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026R0007616 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1037 Months |
| Due | Aug 18, 2112 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.99% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Huntley Village |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,307.00 | $72,797 (+22.25%) Land $5,589 Building $67,208 | $218,391 (+22.25%) Land $16,767 Building $201,624 |
| 2022 | $59,547 Land $4,572 Building $54,975 | $178,641 Land $13,716 Building $164,925 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUNTLEY serves 28,495 people · EPA ID IL1110350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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